6830 Ditch Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 6830 Ditch Rd, Chesaning, MI 48616 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,352 sqft · built 1998
Lot Size3.83 acres (166,835 sqft)
Owner2 Individual Names on File
Last Sale$207,000 (Mar 2023)
Tax Bill$1,143 (2025)
Deeds & MortgagesJun 2026 Mortgage
Mar 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-09-4-30-3002-002

Property Details

APN / Parcel Number

Primary APN20-09-4-30-3002-002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,352 sqft Living Area
1st Floor Area1,352 sqft
Basement Area1,352 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleMobile/Manufactured
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area166,835 sqft (3.83 acres)
Garage Area960 sqft
Parking Spaces4 Parking Spaces
Deck AreaDeck Area
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address6830 DITCH RD
CityCHESANING
StateMI
Zip48616-9716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG AT A PT 434 FT E FROM SW CORN OF SEC 30 TH N04DEG E 200 FT TH N85DEG W 155.14 FT TH N 388.19 FT TH S86DEG E 332.13 FT TH S 597.13 FT TH N85DEG W 188.84 FT TO POB 3.83 ACRES SEC 30 T9N R4E ***NEW PARCEL SPLIT FROM 3002-001 10/28/98
Legal Range04E
Legal Township09N
Legal Section30
JurisdictionSAGINAW MI
Township / Civil DivisionMAPLE GROVE
Census Block Group4
Census Block4026
Census Tract12900

Owner

Source: Saginaw County records · APN 20-09-4-30-3002-002

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6830 DITCH RD, CHESANING, MI 48616-9716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
ELGA CREDIT UNION
Mar 22, 2023Warranty Deed, Transfer · Conventional Mortgage
THE STATE BANK
Jan 15, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 22, 2023 · Amount on Record
Deed SaleMar 22, 2023 · Amount on Record
Prior SaleOct 27, 2003 · Amount on Record
Deed Document Number20235271
Prior Transfer DateNov 13, 2020
Prior Transfer Doc0000001838
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Recording DateJun 29, 2026
Property Address6830 DITCH RD, CHESANING, MI 48616-9716
Document Number0000017267
Instrument DateJun 18, 2026
Instrument202617267
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMASON BURGESS TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address6830 DITCH RD, CHESANING, MI 48616-9716

Mortgage

Document Number0000017267,
DateJun 29, 2026
Instrument202617267
Lender
NameELGA CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2046
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateMar 22, 2023
Property Address6830 DITCH RD, CHESANING, MI 48616-9716
Document Number0000005271
Instrument DateMar 17, 2023
Instrument2023005271
Transaction TypeTransfer
Record UpdatedApr 06, 2023
Title CompanyNOT AVAILABLE, ELEVATE TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,552.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6830 DITCH RD, CHESANING, MI 48616-9716

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 E PETERSON DR, BRIGHTON, MI 48114-9647

Mortgage

Document Number0000005142
DateMar 20, 2023
Instrument2023005142
Lender
NameTHE STATE BANK
TypeBank
AddressFENTON, MI 48430
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateApr 01, 2030
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change8.5%
Index1-Year T-Bill
Max Rate12.5%

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAGINAW MI
Recording DateJan 15, 2021
Property Address6830 DITCH RD, CHESANING, MI 48616-9716
Document Number0000001838
Instrument DateNov 13, 2020
Instrument1838
Transaction TypeTransfer
Record UpdatedJan 29, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6830 DITCH RD CHESANING MI 486169716, CHESANING, MI 48616-9716

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionMaple Grove Township
Unified School DistrictNew Lothrop Area Public School (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$109,900 (+5.37%)$219,800 (+5.37%)
2025$1,143.00 (-50.88%) Homeowner's exemption$104,300 (+57.79%)$208,600 (+57.79%)
2023$66,100$132,200
2022$2,327.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450129004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 6% of the US · above 15% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedDSL80 / 10
AT&TFixed Wireless25 / 3
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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