6830 Coconut Grove Dr, Sebring, FL 33872 Property Records

Highlands County property record for 6830 Coconut Grove Dr, Sebring, FL 33872

Property Summary

Property Type	Vacant Land
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,500 (Jan 2026)
Tax Bill	$1,039 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-160-3340-0410`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-160-3340-0410`

Exterior

Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Location & Zoning

Street Address	6830 COCONUT GROVE DR
City	SEBRING
State	FL
Zip	33872-1854
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R1A
Legal Description	SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 41 BLK 334
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	334
Legal Lot Number	41
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2025
Census Tract	960503

Owner

Source: Highlands County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6830 COCONUT GROVE DR, SEBRING, FL 33872-1854
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Construction Mortgage CF ENCORE SFR FINANCE LLC
Jan 2, 2026	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Nov 9, 2021	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 6, 2018	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	20262293726
Deed Book / Page	3165 / 1328
Prior Transfer Date	Aug 10, 2009
Prior Transfer Doc	0001555669
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6830 COCONUT GROVE DR, SEBRING, FL 33872
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002173965
Date	Oct 18, 2023
Book Page	3004/1523
Instrument	2173965

Lender

Name	CF ENCORE SFR FINANCE LLC
Address	NEW YORK, NY 10105

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 2, 2026
Property Address	6830 COCONUT GROVE DR, SEBRING, FL 33872
Document Number	0002293726
Book / Page	3165 / 1328
Map Reference	MB 10 PG 4
Instrument Date	Dec 26, 2025
Instrument	2293726
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 20, 2026
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,949.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7835 OSCEOLA POLK LINE RD, DAVENPORT, FL 33896-9100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6830 COCONUT GROVE DR, SEBRING, FL 33872

Mortgage

Document Number	0031651329
Date	Jan 2, 2026
Instrument	3165/1329

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 9, 2021
Property Address	6830 COCONUT GROVE DR, SEBRING, FL 33872
Document Number	0002063205
Book / Page	2864 / 367
Map Reference	MB 10 PG 4
Instrument Date	Nov 5, 2021
Instrument	2063205
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$49.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 S COMMERCE AVE, SEBRING, FL 33870-3809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2084 VALLEYDALE RD, HOOVER, AL 35244-2084

December 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 6, 2018
Property Address	6830 COCONUT GROVE DR, SEBRING, FL 33872
Document Number	0001920813
Book / Page	002668 / 000016
Instrument Date	Dec 3, 2018
Instrument	1920813
Transaction Type	Foreclosure
Record Updated	Dec 18, 2018

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,039.00 (+198.56%)	$25,000 (+16.28%) Land $25,000	$25,000 (+16.28%) Land $25,000
2024	$348.00 (+73.13%)
2023	$201.00 (+77.88%)	$21,500 (+244%) Land $21,500	$21,500 (+244%) Land $21,500
2022	$113.00	$6,250 Land $6,250	$6,250 Land $6,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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