6830 Cart Rd, Richmond, IN 47374 Property Records

Wayne County property record for 6830 Cart Rd, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,442 sqft · built 2003
Lot Size	2.06 acres (89,821 sqft)
Owner	2 Individual Names on File
Last Sale	$332,500 (Dec 2024)
Tax Bill	$2,406 (2025)
Deeds & Mortgages	Feb 2021 Refinance Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-00185-18`

Property Details

APN / Parcel Number

Primary APN	`007-00185-18`
Alternative APNs	`89-14-33-000-212.018-011` `143300021218007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,442 sqft Living Area
1st Floor Area	2,442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	89,821 sqft (2.06 acres)
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Deck Area	661 sqft
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	143300021218007
Street Address	6830 CART RD
City	RICHMOND
State	IN
Zip	47374-9250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 16 CART WALLACE SUB SEC II
Legal Subdivision	CART WALLACE SUB SEC II
Legal Lot Number	16
Jurisdiction	WAYNE IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2047
Census Tract	10200

Owner

6830 Cart Rd is owned and occupied by two individuals who bought it in December 2024.

Source: Wayne County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6830 CART RD, RICHMOND, IN 47374-9250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK RICHMOND
Jan 24, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK RICHMOND NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2024 · Amount on File
Deed Sale	Dec 31, 2024 · Amount on File
Prior Sale	Jan 24, 2018 · Amount on File
Deed Document Number	20249136
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	6830 CART RD, RICHMOND, IN 47374-9250
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000961
Date	Feb 4, 2021
Instrument	2021000961

Lender

Name	FIRST BANK RICHMOND

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jan 24, 2018
Property Address	6830 CART RD, RICHMOND, IN 47374-9250
Document Number	2018000592
Instrument Date	Jan 24, 2018
Instrument	2018000592
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6830 CART RD, RICHMOND, IN 47374-9250

Mortgage

Document Number	2018000593
Date	Jan 24, 2018
Instrument	2018000593

Lender

Name	FIRST BANK RICHMOND NA
Type	Bank
Address	RICHMOND, IN 47374

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6830 Cart Rd was $2,406, up 2.4% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Franklin Township
Unified School District	Northeastern Wayne Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,406.00 (+2.38%)	$263,300 Land $22,200 Building $241,100	$263,300 Land $22,200 Building $241,100
2024	$2,350.00
2023		$217,800 (-1.89%) Land $17,600 Building $200,200	$217,800 (-1.89%) Land $17,600 Building $200,200
2022	$2,408.00 Homeowner's exemption	$222,000 Land $17,600 Building $204,400	$222,000 Land $17,600 Building $204,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6830 Cart Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1989–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6830 Cart Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
NLBC Fiber	1,000 / 1,000
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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