683 Union Rd, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 683 Union Rd, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,116 sqft · built 1960
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,500 (Mar 2004)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`392613 50.05-1-57`

Property Details

APN / Parcel Number

Primary APN	`392613 50.05-1-57`
Alternative APNs	`261305000500010570000000` `00385990000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,116 sqft Living Area
1st Floor Area	1,411 sqft

Exterior

Year Built	Built 1960
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	250 ft deep x 97 ft wide
Garage Type	Basement
Porch	Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00385990000
Old Parcel Number	261305000500010570000000
Street Address	683 UNION RD
City	SPRING VALLEY
State	NY
Zip	10977-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGLE RESIDENCE
Legal Description	LOT:57.000 BLK:1 SEC:50.05 DIST:392613 CITY/MUNI/TWP:NEW HEMPSTEAD
Legal Subdivision	APPLE ORCHARD HOMES
Legal Block	1
Legal Lot Number	57.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2006
Census Tract	11510

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	683 UNION RD, SPRING VALLEY, NY 10977-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage WEBSTER BANK
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage FM HM LOANS
Mar 13, 2018	Loan Modification, Construction Loan · Construction Mortgage FM HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2004 · Amount on Record
Deed Sale	Mar 16, 2004 · Amount on Record
Prior Sale	May 25, 2000 · Amount on Record
Deed Document Number	2004-00017742
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	683 UNION RD, SPRING VALLEY, NY 10977-2103
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027027
Date	Jul 27, 2022
Instrument	2022-00027027

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2052

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	683 UNION RD, SPRING VALLEY, NY 10977-2103
Document Number	0000006826
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018
Title Company	MEISTER ABSTRACT CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	683 UNION RD SPRING VALLEY NY 109772103, SPRING VALLEY, NY 10977-2103

Mortgage

Document Number	0000006826
Date	Mar 8, 2018
Instrument	6826

Lender

Name	FM HM LOANS
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2048

March 2018: Loan Modification, Construction Loan

Document Type	Loan Modification
Jurisdiction	ROCKLAND NY
Recording Date	Mar 13, 2018
Property Address	683 UNION RD, SPRING VALLEY, NY 10977-2103
Instrument Date	Feb 23, 2018
Instrument	7296
Transaction Type	Construction Loan
Record Updated	Apr 4, 2018
Title Company	MEISTER ABSTRACT CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	683 UNION RD SPRING VALLEY NY 109772103, SPRING VALLEY, NY 10977-2103

Mortgage

Document Number	0000007296
Date	Mar 13, 2018
Instrument	7296

Lender

Name	FM HM LOANS
Address	BROOKLYN, NY 11210

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 12, 2019

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	New Hempstead Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$51,500 (-) Land $16,000 Building $35,500	$663,660 (+1,188.66%) Land $206,186 Building $457,474
2023	$51,500 Land $16,000 Building $35,500	$51,500 Land $16,000 Building $35,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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