683 Townsend Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 683 Townsend Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 4,213 sqft · built 2024
Lot Size	0.406 acres (17,693 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,750,000 (Apr 2024)
Tax Bill	$24,767 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-3330-005-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3330-005-0000`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	4,213 sqft Living Area
1st Floor Area	4,213 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Material	Other
Lot Area	17,693 sqft (0.406 acres)
Garage Area	1,129 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	683 TOWNSEND CT
City	FOLSOM
State	CA
Zip	95630-6376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 32C, LOT 87, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 32C
Legal Lot Number	87
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1018
Census Tract	8512

Owner

Source: Sacramento County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	683 TOWNSEND CT, FOLSOM, CA 95630-6376
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE ROBERT MON AND LINDA MON LIVING TRUS
Jun 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Apr 29, 2024	Grant Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Jan 13, 2022	Grant Deed, Construction Loan · Construction Mortgage HERZER FINANCIAL SERVICES INC
Nov 13, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Jan 13, 2022 · Amount on Record
Deed Book / Page	20240429 / 655
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	683 TOWNSEND CT, FOLSOM, CA 95630-6376
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1560 ARCOLA AVE, SACRAMENTO, CA 95835-1637

Mortgage

Document Number	0000000615
Date	Jun 5, 2023
Instrument	202306050615

Lender

Name	THE ROBERT MON AND LINDA MON LIVING TRUS
Type	Private Party
Address	6260 REBA DR, ROSEVILLE, CA 95746

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	683 TOWNSEND CT, FOLSOM, CA 95630-6376
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	683 TOWNSEND CT, FOLSOM, CA 95630-6376

Mortgage

Document Number	0000000204
Date	Jun 16, 2025
Instrument	202506160204

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2040

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 29, 2024
Property Address	683 TOWNSEND CT, FOLSOM, CA 95630-6376
Document Number	0000000655
Instrument Date	Apr 12, 2024
Instrument	202404290655
Transaction Type	Transfer
Record Updated	Aug 23, 2024
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	683 TOWNSEND CT, FOLSOM, CA 95630-6376

Mortgage

Document Number	0000000656
Date	Apr 29, 2024
Instrument	202404290656

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	13%
Index	1-Year T-Bill
Max Rate	13%

Mortgage

Document Number	0000000657
Date	Apr 29, 2024
Instrument	202404290657

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 13, 2022
Property Address	683 TOWNSEND CT, FOLSOM, CA 95630-6376
Document Number	0000001331
Map Reference	MB 385 PG 10
Instrument Date	Jan 5, 2022
Instrument	2022011301331
Transaction Type	Construction Loan
Record Updated	Feb 1, 2022
Title Company	STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 CARRO DR APT 1, 1, SACRAMENTO, CA 95825-4462

Mortgage

Document Number	0000001332
Date	Jan 13, 2022
Instrument	2022011301332

Lender

Name	HERZER FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 13, 2020
Property Address	683 TOWNSEND CT, FOLSOM, CA 95630-6376
Document Number	2011132158
Instrument Date	Nov 11, 2020
Instrument	2011132158
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 26, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CHOATE IRVINE CA 926203320, IRVINE, CA 92620-3320

Mortgage

Document Number	2011132159
Date	Nov 13, 2020
Instrument	2011132159

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,219,219 (+6.06%) Land $688,338 Building $1,530,881
2025	$24,767.00 (+51.88%) Homeowner's exemption	$2,092,373 (+302.22%) Land $674,842 Building $1,417,531
2024	$16,307.00 (+187.15%)
2023	$5,679.00 (+45.02%)	$520,200 Land $520,200
2022	$3,916.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

Cell Coverage

5G (outdoors only) and 4G LTE

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