683 Stewart Ave, Elgin, IL 60120 Property Records

Kane County property record for 683 Stewart Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,133 sqft · built 1951
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Nov 2017)
Tax Bill	$5,160 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-01-477-008`

Property Details

APN / Parcel Number

Primary APN	`06-01-477-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,133 sqft Living Area
Gross Area	1,888 sqft
Basement Area	755 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	683 STEWART AVE
City	ELGIN
State	IL
Zip	60120-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TROUT PARK SUB LOT 27 BLOCK 2
Legal Subdivision	TROUT PARK SUB
Legal Block	2
Legal Lot Number	27
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1007
Census Tract	850800

Owner

683 Stewart Ave is owned and occupied by an individual who bought it in November 2017.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	638 STEWART AVE, ELGIN, IL 60120-2247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Jan 2, 2019	Deed of Trust, Mortgage · FHA Mortgage LEADER ONE FINANCIAL CORP
Nov 2, 2017	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2017 · Amount on File
Deed Sale	Nov 2, 2017 · Amount on File
Prior Sale	Dec 4, 2015 · Amount on File
Deed Document Number	201757655
Prior Transfer Date	Jun 29, 1996
Prior Transfer Doc	0000057130
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	683 STEWART AVE, ELGIN, IL 60120-2246
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	683 STEWART AVE, ELGIN, IL 60120-2246

Mortgage

Document Number	0000003839
Date	Jan 20, 2022
Instrument	2022K003839

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jan 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	683 STEWART AVE, ELGIN, IL 60120-2246
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARRINGTON TITLE PARTNERS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000212
Date	Jan 2, 2019
Instrument	2019K000212

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.5%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 2, 2017
Property Address	683 STEWART AVE, ELGIN, IL 60120-2246
Document Number	0000057655
Instrument Date	Oct 31, 2017
Instrument	2017K057655
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	EALA TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 STEWART AVE, ELGIN, IL 60120-2247
Investor	Possibly a Property Investor

Mortgage

Document Number	0000057656
Date	Nov 2, 2017
Instrument	2017K057656

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 683 Stewart Ave was $5,160 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,160.00 Homeowner's exemption	$75,648 (+8.57%) Land $15,582 Building $60,066	$227,035 (+8.57%) Land $46,765 Building $180,270
2024		$69,677 Land $14,352 Building $55,325	$209,115 Land $43,073 Building $166,041
2022	$4,456.00 (+4.8%) Homeowner's exemption	$57,398 (+6.96%) Land $11,823 Building $45,575	$172,194 (+6.96%) Land $35,469 Building $136,725
2021	$4,252.00 Homeowner's exemption	$53,663 Land $11,054 Building $42,609	$160,989 Land $33,162 Building $127,827

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 683 Stewart Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 683 Stewart Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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