683 Shepherd Ln, Geneva, IL 60134 Property Records

Kane County property record for 683 Shepherd Ln, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,686 sqft · built 2002
Lot Size0.171 acres (7,440 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Jul 2002)
Tax Bill$11,732 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Feb 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-05-133-002

Property Details

APN / Parcel Number

Primary APN12-05-133-002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,686 sqft Living Area
Gross Area3,814 sqft
Basement Area1,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area7,440 sqft (0.171 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address683 SHEPHERD LN
CityGENEVA
StateIL
Zip60134-4492
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 MS
Legal SubdivisionFISHER FARMS NBRHD 3
Legal Block3
Legal Lot Number45
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group3
Census Block3002
Census Tract854800

Owner

Source: Kane County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address683 SHEPHERD LN, GENEVA, IL 60134-4492
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2026Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Feb 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
ORIGINPOINT LLC
Jul 14, 2017Deed of Trust, Mortgage · Line of Credit
FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2002 · Amount on Record
Deed SaleJul 10, 2002 · Amount on Record
Prior SaleJun 26, 2002 · Amount on Record
Deed Document Number200284775
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address683 SHEPHERD LN, GENEVA, IL 60134-4492
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address683 SHEPHERD LN, GENEVA, IL 60134-4492

Mortgage

Document Number0000009889
DateMar 11, 2026
Instrument2026K009889
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 6, 2056
Interest
Rate TypeAdjustable Rate
Rate6.24%
Change FrequencyMonthly

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address683 SHEPHERD LN, GENEVA, IL 60134-4492
Transaction TypeMortgage
Record UpdatedMar 9, 2026
Title CompanyPROPERTY TITLE, PROPER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address683 SHEPHERD LN, GENEVA, IL 60134-4492

Mortgage

Document Number0000007211
DateFeb 23, 2026
Instrument2026K007211
Lender
NameORIGINPOINT LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2056
Interest
Rate6.12%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address683 SHEPHERD LN, GENEVA, IL 60134-4492
Document Number0000037134
Instrument DateJul 14, 2017
Transaction TypeMortgage
Record UpdatedAug 3, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address683 SHEPHERD LN GENEVA IL 601344492, GENEVA, IL 60134-4492

Mortgage

Document Number0000037134
DateJul 19, 2017
Instrument37134
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, IL 60174
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 18, 2022
Interest
Rate TypeAdjustable Rate
Rate5.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,732.00 (+3.6%) Homeowner's exemption$167,009 (+8.5%) Land $35,448 Building $131,561$501,227 (+8.5%) Land $106,387 Building $394,841
2024$11,324.00 (+7.29%)$153,925 (+18.38%) Land $32,671 Building $121,254$461,960 (+18.43%) Land $98,052 Building $363,908
2022$10,555.00 (+3.05%) Homeowner's exemption$130,024 (+3.86%) Land $27,598 Building $102,426$390,072 (+3.86%) Land $82,794 Building $307,278
2021$10,243.00 Homeowner's exemption$125,191 Land $26,572 Building $98,619$375,573 Land $79,716 Building $295,857

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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