683 Meadow Rd, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 683 Meadow Rd, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,833 sqft · built 1965
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Feb 1999)
Tax Bill	$16,149 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473489 70.-3-17`

Property Details

APN / Parcel Number

Primary APN	`473489 70.-3-17`
Alternative APNs	`0800-070.00-03.00-017.000` `348907000000030170000000` `47340017444` `S120189`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,833 sqft Living Area
1st Floor Area	921 sqft
2nd Floor Area	912 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	47,916 sqft
View / Lot	Suburban
Garage Type	Basement
Porch	Open Porch
Porch Area	327 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S120189
Street Address	683 MEADOW RD
City	SMITHTOWN
State	NY
Zip	11787-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7-270126 TC-68 *1412 LOT 75 & 76 DAWN ESTATES SEC 7
Legal Subdivision	DAWN ESTS SEC 7
Legal Block	3
Legal Lot Number	17
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	4
Census Block	4013
Census Tract	135104

Owner

683 Meadow Rd is owned and occupied by two individuals who bought it in February 1999.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	683 MEADOW RD, SMITHTOWN, NY 11787-1618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage
Apr 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jul 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
May 21, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 1999 · Amount on File
Deed Sale	Feb 4, 1999 · Amount on File
Prior Sale	Mar 8, 1995
Deed Book / Page	11943 / 816
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Recording Date	Jun 3, 2026
Property Address	683 MEADOW RD, SMITHTOWN, NY 11787-1618
Document Number	2373000527
Book / Page	23730 / 527
Instrument Date	Mar 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	683 MEADOW RD, SMITHTOWN, NY 11787-1618

Mortgage

Document Number	2373000527,
Date	Jun 3, 2026
Book Page	23730/527

Lender

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.01%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	683 MEADOW RD, SMITHTOWN, NY 11787-1618
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234010797
Date	Apr 5, 2022
Book Page	23401/797
Instrument	DN001127

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	683 MEADOW RD, SMITHTOWN, NY 11787-1618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231530128
Date	Jul 15, 2020
Book Page	23153/128
Instrument	DL015584

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	683 MEADOW RD, SMITHTOWN, NY 11787-1618
Document Number	0231530129
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	683 MEADOW RD #1618 SMITHTOWN NY 117871618, 1618, SMITHTOWN, NY 11787-1618

Mortgage

Document Number	0231530129
Date	Jul 15, 2020
Book Page	023153/000129

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,255 Land $250 Building $6,005	$781,875 Land $31,250 Building $750,625
2024	$16,149.00
2023		$6,255 Land $250 Building $6,005	$7,189 Land $287 Building $6,902

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 683 Meadow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 683 Meadow Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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