Cook County property record for 683 Mariner Dr, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,320 sqft · built 1986 |
| Lot Size | 0.147 acres (6,418 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,620 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-20-108-040 |
| Primary APN | 06-20-108-040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 6,418 sqft (0.147 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 683 MARINER DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART SEC20 |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 20 |
| Legal Subdivision | SUMMERHILL UNIT 03 |
| Legal Lot Number | 148 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 804406 |
683 Mariner Dr is owned and occupied by an individual who acquired it in August 2019.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 683 MARINER DR, ELGIN, IL 60120-7604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 7, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Aug 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 21, 2019 | Quit Claim Deed, Mortgage · FHA Mortgage FREEDOM MTG |
| Apr 4, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERICAN NATIONWIDE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2019 |
| Deed Sale | Aug 21, 2019 |
| Prior Sale | Apr 4, 2017 · Amount on File |
| Deed Document Number | 201945048 |
| Prior Transfer Date | Jul 17, 2019 |
| Prior Transfer Doc | 0000045048 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 683 MARINER DR, ELGIN, IL 60120-7604 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 683 MARINER DR, ELGIN, IL 60120-7604 |
| Document Number | 0008307225 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2108307225 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 683 MARINER DR, ELGIN, IL 60120-7604 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0029428539 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2129428539 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Oct 1, 2049 |
| Rate | 2.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 683 MARINER DR, ELGIN, IL 60120-7604 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 683 MARINER DR, ELGIN, IL 60120-7604 |
| Investor | Possibly a Property Investor |
| Document Number | 0003813034 |
|---|---|
| Date | Feb 7, 2023 |
| Instrument | 2303813034 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 683 MARINER DR, ELGIN, IL 60120-7604 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 683 MARINER DR, ELGIN, IL 60120-7604 |
| Document Number | 0023013105 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 2323013105 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | Oct 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 21, 2019 |
| Property Address | 683 MARINER DR, ELGIN, IL 60120-7604 |
| Document Number | 1923345048 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 23345048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 683 MARINER DR ELGIN IL 601207604, ELGIN, IL 60120-7604 |
| Document Number | 1923345049 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 23345049 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 4, 2017 |
| Property Address | 683 MARINER DR, ELGIN, IL 60120-7604 |
| Document Number | 1709442030 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 9442030 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 683 MARINER DR ELGIN IL 601207604, ELGIN, IL 60120-7604 |
| Document Number | 1709442031 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 9442031 |
| Name | AMERICAN NATIONWIDE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33624 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 3, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,000 Land $4,493 Building $24,507 | $290,000 Land $44,930 Building $245,070 | |
| 2023 | $6,620.00 (+2.91%) | ||
| 2022 | $6,433.00 | $22,999 Land $4,171 Building $18,828 | $229,990 Land $41,710 Building $188,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 683 Mariner Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 683 Mariner Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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