683 el Centro, Longboat Key, FL 34228 Property Records

Manatee County property record for 683 el Centro, Longboat Key, FL 34228

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,277 sqft · built 1969
Lot Size	25.1 acres (1,097,634 sqft)
Owner	2 Trust Names on File
Last Sale	$560,000 (May 2022)
Tax Bill	$1,703 (2025)
Deeds & Mortgages	May 2022 Sale Apr 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`79223-0000-4`

Property Details

APN / Parcel Number

Primary APN	`79223-0000-4`
Alternative APN	`3516257922300004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,277 sqft Living Area
Gross Area	1,743 sqft
1st Floor Area	1,277 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	1,097,634 sqft
View / Lot	Island
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	683 EL CENTRO
City	LONGBOAT KEY
State	FL
Zip	34228-1615
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LBK_R-3MX
Legal Description	UNIT 184 SPANISH MAIN YACHT CLUB CONDOMINIUM PI#79223.0000/4
Legal Range	16E
Legal Township	35S
Legal Section	25
Legal Subdivision	SPANISH MAIN YACHT CLUB CONDO
Legal Tract	07902200
Legal Lot Number	184
Legal Unit	184
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2010
Census Tract	1705

Owner

683 el Centro, a condominium, is owner-occupied and held in a trust since May 2022.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	683 EL CENTRO, LONGBOAT KEY, FL 34228-1615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 25, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Prior Sale	Apr 25, 2017 · Amount on File
Deed Document Number	202264153
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 13, 2022
Property Address	683 EL CENTRO, LONGBOAT KEY, FL 34228-1615
Document Number	0041064153
Map Reference	MB 285 PG 615
Instrument Date	May 10, 2022
Instrument	202241064153
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$3,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 RIDINGS WAY, LANCASTER, PA 17601-1731

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18 MILTON PL, NORWALK, CT 06853-1218

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 25, 2017
Property Address	683 EL CENTRO, LONGBOAT KEY, FL 34228-1615
Document Number	0026706331
Book / Page	002670 / 006331
Instrument Date	Apr 19, 2017
Instrument	41038318
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,058.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	683 EL CENTRO #184 LONGBOAT KEY FL 342281615, 184, LONGBOAT KEY, FL 34228-1615

Mortgage

Document Number	26706333
Date	Apr 25, 2017
Book Page	002670/006333
Instrument	41038319

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 24, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 683 el Centro was $1,703 with exemptions applied, down 70.9% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Longboat Key Town
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,136 (+6.35%)	$214,613 (+59.46%) Building $214,613
2025	$1,703.00 (-70.87%) Homeowner's exemption	$134,589 Building $134,589	$134,589 Building $134,589
2024	$5,847.00 (-11.18%)
2023	$6,583.00 (+33.5%)	$416,500 (+25.93%) Building $416,500	$416,500 (+25.93%) Building $416,500
2022	$4,931.00	$330,750 Building $330,750	$330,750 Building $330,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 683 el Centro in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 554 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,178 units insured incl. 624 condo units
Nearby Flood Claims	621 (2016–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 39 claims Hurricane Helene, Oct 2024 · 515 claims Hurricane Idalia, Aug 2023 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 683 el Centro is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LONGBOAT KEY serves 7,098 people · EPA ID FL6411098
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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