OHIO REAL ESTATE TITLE, OHIO REAL ESTATE TITLE INC
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
683 E WARD ST, URBANA, OH 43078-1743
Investor
Possibly a Property Investor
Mortgage
Document Number
202300004827
Date
Dec 20, 2023
Instrument
202300004827
Lender
Name
THE PARK NATIONAL BANK
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Dec 1, 2053
April 2023: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
CHAMPAIGN OH
Property Address
683 E WARD ST, URBANA, OH 43078-1743
Transaction Type
Mortgage
Record Updated
Jun 20, 2023
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3406 ADELL DR, URBANA, OH 43078-8734
Mortgage
Document Number
000590/576
Date
Apr 18, 2023
Book Page
590/576
Instrument
202300001338
Lender
Name
THE PEOPLES SAVINGS BANK
Type
Bank
Address
URBANA, OH 43078
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
241 Months
Due
May 1, 2043
January 2023: Affidavit of Death of Joint Tenant, Transfer
Document Type
Affidavit of Death of Joint Tenant
Jurisdiction
CHAMPAIGN OH
Recording Date
Jan 26, 2023
Property Address
683 E WARD ST, URBANA, OH 43078-1743
Document Number
00589/1148
Book / Page
589 / 1148
Map Reference
MB A PG 153
Instrument Date
Jan 24, 2023
Instrument
202300000318
Transaction Type
Transfer
Record Updated
Feb 13, 2023
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3406 ADELL DR, URBANA, OH 43078-8734
October 2019: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
CHAMPAIGN OH
Recording Date
Oct 2, 2019
Property Address
683 E WARD ST, URBANA, OH 43078-1743
Document Number
567/5411
Book / Page
567 / 5411
Map Reference
MB A PG 153
Instrument Date
Oct 1, 2019
Instrument
201900003947
Transaction Type
Transfer
Record Updated
May 27, 2021
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Right of Survivorship
Address
3406 ADELL DR, URBANA, OH 43078-8734
July 2018: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
CHAMPAIGN OH
Recording Date
Jul 27, 2018
Property Address
683 E WARD ST, URBANA, OH 43078-1743
Document Number
560/0570
Book / Page
560 / 0570
Map Reference
MB A PG 153
Instrument Date
Jul 26, 2018
Instrument
201800003240
Transaction Type
Transfer
Record Updated
May 27, 2021
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1608 SHORT CUT RD, URBANA, OH 43078-9212
Tax Assessment & Valuation
The 2025 property tax bill for 683 E Ward St was $1,774 with a homeowner's exemption, down 0.9% from the year before.
Source: Champaign County assessment roll, as of March 26, 2026
Property Jurisdictions
Type
Name
State
Ohio
County
Champaign County
County Subdivision
Urbana Township
Municipality
Urbana City
Unified School District
Urbana City School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,774.00 (-0.95%)
$52,640 (+30.07%)Land $8,690Building $43,950
$150,420Land $24,840Building $125,580
2024
$1,791.00 (+3.71%)Homeowner's exemption
$40,470 (-)Land $6,280Building $34,190
2023
$1,727.00 (-0.46%)
$40,470 (-)Land $6,280Building $34,190
$115,630 (-)Land $17,940Building $97,690
2022
$1,735.00
$40,470Land $6,280Building $34,190
$115,630Land $17,940Building $97,690
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 683 E Ward St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
4 in force
Nearby Flood Claims
4 (2008–2020)
Claims Outside the SFHA
4 of 4
Most Recent Claim
Mar 2020 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 683 E Ward St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source
Groundwater
Last State Inspection
Mar 2024
Lead
6 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line inventory Oct 2024
Monitoring and Reporting
7 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
Watch TV Fixed Wireless
400 / 40
May also be available: Brightspeed, CT Communications Network, Verizon.