683 Clover Rd, Wauconda, IL 60084 Property Records

Lake County property record for 683 Clover Rd, Wauconda, IL 60084 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 768 sqft · built 1961
Lot Size	0.303 acres (13,190 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (May 2020)
Tax Bill	$10,102 (2024)
Deeds & Mortgages	Nov 2019 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-101-045`

Property Details

APN / Parcel Number

Primary APN	`09-26-101-045`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	2,544 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1989
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,190 sqft (0.303 acres)
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	683 CLOVER RD
City	WAUCONDA
State	IL
Zip	60084-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LARKDALE UNIT NO. 5 LOT 43 BLOCK 6
Legal Subdivision	LARKDALE UNIT NO. 5
Legal Block	6
Legal Lot Number	43
Legal Unit	5
Jurisdiction	LAKE IL
Township / Civil Division	WAUCONDA
Census Block Group	1
Census Block	1001
Census Tract	864204

Owner

Source: Lake County records · APN 09-26-101-045

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	683 CLOVER RD, WAUCONDA, IL 60084-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK
May 29, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	Mar 21, 2014 · Amount on Record
Deed Document Number	20207659792
Prior Transfer Date	Jun 14, 2007
Prior Transfer Doc	0006205506
Record Updated	Jun 08, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	683 CLOVER RD, WAUCONDA, IL 60084-1112
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007608322
Date	Nov 12, 2019
Instrument	7608322

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Sep 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 29, 2020
Property Address	683 CLOVER RD, WAUCONDA, IL 60084-1112
Document Number	0007659792
Instrument Date	Apr 23, 2020
Instrument	7659792
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$311.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18208 W OLD HICKORY CT GURNEE IL 600314257, GURNEE, IL 60031-4257

Mortgage

Document Number	7659793
Date	May 29, 2020
Instrument	7659793

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Wauconda Township
Municipality	Wauconda Village
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,767 (+28.46%) Land $19,527 Building $110,240	$389,340 (+28.46%) Land $58,587 Building $330,753
2024	$10,102.00 (+16.33%)
2023	$8,684.00 (+4.79%)	$101,014 (+18.02%) Land $15,200 Building $85,814	$303,073 (+18.02%) Land $45,605 Building $257,468
2022	$8,287.00	$85,590 Land $18,394 Building $67,196	$256,796 Land $55,188 Building $201,608

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978642041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 422 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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