683 Carter St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 683 Carter St, Rochester, NY 14621

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 795 sqft · built 1947
Lot Size	0.124 acres (5,415 sqft)
Owner	Individual Name on Record
Last Sale	$48,000 (Mar 2007)
Tax Bill	$840 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`073708-01.0`

Property Details

APN / Parcel Number

Primary APN	`073708-01.0`
Alternative APNs	`140009158000020320000000` `261400 091.58-2-32`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	795 sqft Living Area
1st Floor Area	795 sqft
Game Room	Game Room

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,415 sqft (0.124 acres)
Lot Dimensions	95 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	073708-01.0
Street Address	683 CARTER ST
City	ROCHESTER
State	NY
Zip	14621-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0081.00 406 22 00000 C MUN SUBN NO 26 46
Legal Block	2
Legal Lot Number	32.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2003
Census Tract	8100

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	683 CARTER ST, ROCHESTER, NY 14621-2617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit ESL FCU
Dec 3, 2020	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2007 · Amount on Record
Deed Sale	Mar 5, 2007 · Amount on Record
Prior Sale	Mar 1, 1996 · Amount on Record
Deed Book / Page	10429 / 498
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	683 CARTER ST, ROCHESTER, NY 14621-2617
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY CO UPST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202503339989
Date	Oct 1, 2025
Book Page	31153/434
Instrument	202503339989

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	683 CARTER ST, ROCHESTER, NY 14621-2617
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000162
Date	Dec 3, 2020
Book Page	28893/80
Instrument	202012030162

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$840.00 (+7.97%) Homeowner's exemption
2025	$778.00	$80,000 (+29.66%) Land $12,000 Building $68,000	$80,000 (+7.62%) Land $12,000 Building $68,000
2023		$61,700 Land $6,100 Building $55,600	$74,337 Land $7,349 Building $66,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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