683 Barclay Dr, Troy, MI 48085 Property Records

Oakland County property record for 683 Barclay Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,685 sqft · built 1971
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Sep 2020)
Tax Bill$5,252 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-15-403-025

Property Details

APN / Parcel Number

Primary APN88-20-15-403-025

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories3 Stories
Building Area1,685 sqft Living Area
1st Floor Area1,150 sqft
Basement Area600 sqft
Unfinished Basement550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleTri-Level
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage Area409 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area175 sqft
Deck Area182 sqft
Patio Area182 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address683 BARCLAY DR
CityTROY
StateMI
Zip48085-4801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 15 CYPRESS GARDENS SUB. LOT 143
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionCYPRESS GARDENS SUB
Legal Lot Number143
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1006
Census Tract197000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address683 BARCLAY DR, TROY, MI 48085-4801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2019Deed of Trust, Mortgage · Line of Credit
LEVEL ONE BANK
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 11, 2020Warranty Deed, Transfer
LEADING EDGE TITLE AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2020 · Amount on Record
Deed SaleSep 11, 2020 · Amount on Record
Prior SaleSep 13, 2012 · Amount on Record
Deed Document Number2020184224
Deed Book / Page54812 / 282
Prior Transfer DateAug 16, 2004
Prior Transfer Doc0000393246
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address683 BARCLAY DR, TROY, MI 48085-4801
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010922
DateJan 23, 2019
Book Page52525/00856
Instrument010922
Lender
NameLEVEL ONE BANK
TypeBank
AddressFARMINGTON, MI 48334
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 15, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address683 BARCLAY DR, TROY, MI 48085-4801
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3548 TREMONTE CIR N, ROCHESTER, MI 48306-5002

Mortgage

Document Number0000173035
DateAug 28, 2020
Book Page54734/138
Instrument173035
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address683 BARCLAY DR, TROY, MI 48085-4801
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address683 BARCLAY DR, TROY, MI 48085-4801

Mortgage

Document Number0000345342
DateMar 17, 2022
Book Page57593/455
Instrument345342
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 11, 2020
Property Address683 BARCLAY DR, TROY, MI 48085-4801
Document Number0000184224
Book / Page54812 / 282
Map ReferenceLB 126 PG 7
Instrument DateAug 26, 2020
Instrument184224
Transaction TypeTransfer
Record UpdatedOct 18, 2022
Title CompanyLEADING EDGE TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$2,709.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address683 BARCLAY DR, 683, TROY, MI 48085-4801

Transferred To (Grantee/Buyer)

NameVerified Name
Address683 BARCLAY DR, TROY, MI 48085-4801

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,252.00 (-3.86%)
2023$320,500
2022$5,463.00$160,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1998–2014)
Most Recent ClaimAug 2014 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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