6829 Ridge Pointe Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 6829 Ridge Pointe Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,021 sqft · built 2008
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Nov 2017)
Tax Bill	$8,764 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2017 Sale & Mortgage + 1 more
APN	`03-23-0-307-036`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-307-036`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,021 sqft Living Area
Upper Floors Area	29 sqft
Attic	Attic
Attic Area	400 sqft
Basement Area	2,021 sqft
Unfinished Basement	2,021 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Combination
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	456 sqft
Canopy	36 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6829 RIDGE POINTE DR
City	O FALLON
State	IL
Zip	62269-7066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE BRIAR PHASE 1 LOT 29 A02556971
Legal Subdivision	STONE BRIAR
Legal Phase	1
Legal Block	307
Legal Lot Number	29
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2069
Census Tract	503404

Owner

6829 Ridge Pointe Dr is owned and occupied by two individuals who bought it in November 2017.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6829 RIDGE POINTE DR, O FALLON, IL 62269-7066
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 1, 2017	Warranty Deed, Transfer · FHA Mortgage GERSHMAN MTG
Nov 1, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2017 · Amount on File
Deed Sale	Nov 1, 2017 · Amount on File
Prior Sale	Dec 19, 2008 · Amount on File
Deed Document Number	20172556971
Prior Transfer Date	Apr 23, 2015
Prior Transfer Doc	00A2453028
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	6829 RIDGE POINTE DR, O FALLON, IL 62269-7066
Transaction Type	Mortgage
Record Updated	May 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02695974
Date	Apr 16, 2021
Instrument	A02695974

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Nov 1, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 1, 2017
Property Address	6829 RIDGE POINTE DR, O FALLON, IL 62269-7066
Document Number	00A2556971
Instrument Date	Oct 30, 2017
Instrument	2556971
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	846 HARBOR WOODS DR FAIRVIEW HEIGHTS IL 622082189, FAIRVIEW HEIGHTS, IL 62208-2189

Mortgage

Document Number	A2556972
Date	Nov 1, 2017
Instrument	2556972

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 1, 2017
Property Address	6829 RIDGE POINTE DR, O FALLON, IL 62269-7066
Document Number	00A2556953
Instrument Date	Oct 30, 2017
Instrument	2556953
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15203 N 42ND LN MOUNT VERNON IL 628648625, MOUNT VERNON, IL 62864-8625

Mortgage

Document Number	A2556954
Date	Nov 1, 2017
Instrument	2556954

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 31, 2032

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 6829 Ridge Pointe Dr was $8,764 with a homeowner's exemption, up 9.4% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,764.00 (+9.36%) Homeowner's exemption	$130,305 (+10.11%) Land $23,408 Building $106,897	$390,915 (+10.11%) Land $70,224 Building $320,691
2024	$8,014.00	$118,341 Land $21,259 Building $97,082	$355,023 Land $63,777 Building $291,246
2022		$101,517 Land $18,436 Building $83,081	$304,551 Land $55,308 Building $249,243

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 6829 Ridge Pointe Dr; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6829 Ridge Pointe Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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