6828 Morgan Mill Rd, Monroe, NC 28110 Property Records

Union County property record for 6828 Morgan Mill Rd, Monroe, NC 28110

Property Summary

Property Type	Agricultural Vacant Land
Details	5 bd · 5.5 ba · 5,634 sqft · built 2025
Lot Size	5.49 acres (239,406 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jul 2023)
Tax Bill	$660 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`08-045-008A`

Property Details

APN / Parcel Number

Primary APN	`08-045-008A`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	5,634 sqft Living Area
1st Floor Area	3,785 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Brick
Lot Area	239,406 sqft (5.49 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6828 MORGAN MILL RD
City	MONROE
State	NC
Zip	28110-7540
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Local Zoning Code	RA-40 UNIO
Legal Description	LOT 1 OPCR564
Legal Subdivision	MINOR SUBDIVISION
Legal Lot Number	1
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3007
Census Tract	20100

Owner

6828 Morgan Mill Rd, agricultural vacant land, is owned by two individuals who acquired it in July 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7347 DAERWOOD PL, CHARLOTTE, NC 28215-8043
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 29, 2025	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 17, 2023	Intrafamily Transfer, Transfer
Jul 24, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 6, 2023	Warranty Deed, Transfer · Commercial Mortgage UWHARRIE BANK
Dec 21, 2022	Warranty Deed, Transfer MOREHEAD TITLE
Jun 18, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2023 · Amount on File
Deed Sale	Jul 6, 2023 · Amount on File
Prior Sale	Dec 21, 2022 · Amount on File
Deed Document Number	202316135
Deed Book / Page	8740 / 26
Last Transfer Date	Jul 19, 2023
Transfer Doc	0008749611
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6828 MORGAN MILL RD, MONROE, NC 28110-7540
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009335887
Date	Mar 27, 2026
Book Page	9335/887
Instrument	8093

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 29, 2025
Property Address	6828 MORGAN MILL RD, MONROE, NC 28110-7540
Document Number	0000912790
Book / Page	9127 / 90
Map Reference	CAB R FILE 449
Instrument Date	May 23, 2025
Instrument	13241
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7347 DAERWOOD PL, CHARLOTTE, NC 28215-8043

Mortgage

Document Number	0000013242
Date	May 29, 2025
Instrument	13242

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	370 Months
Due	Mar 1, 2056

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Nov 17, 2023
Property Address	6828 MORGAN MILL RD, MONROE, NC 28110-7540
Document Number	0008814112
Book / Page	8814 / 112
Map Reference	CAB R FILE 524
Instrument Date	Nov 16, 2023
Instrument	27766
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6006 SMITH TOWN RD, MARSHVILLE, NC 28103-7713

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jul 24, 2023
Property Address	6828 MORGAN MILL RD, MONROE, NC 28110-7540
Document Number	0008749611
Book / Page	8749 / 611
Map Reference	CAB Q FILE 410
Instrument Date	Jul 19, 2023
Instrument	17635
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7347 DAERWOOD PL, CHARLOTTE, NC 28215-8043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3480 BURNAGE HALL RD, HARRISBURG, NC 28075-5603

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 6, 2023
Property Address	6828 MORGAN MILL RD, MONROE, NC 28110-7540
Document Number	0000874026
Book / Page	8740 / 26
Map Reference	CAB Q FILE 410
Instrument Date	Jul 6, 2023
Instrument	16135
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ALLIED TITLE AND ESCROW LLC, ALLIED TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4646 HORSESHOE CT SE, SALEM, OR 97317-5593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7347 DACRWOOD PLACE, CHARLOTTE, NC 28215-8043
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016136
Date	Jul 6, 2023
Instrument	16136

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 6, 2038

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 21, 2022
Property Address	6828 MORGAN MILL RD, MONROE, NC 28110-7540
Document Number	0008629549
Book / Page	8629 / 549
Map Reference	CAB Q FILE 410&411
Instrument Date	Dec 5, 2022
Instrument	41543
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	MOREHEAD TITLE

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2909 RURAL HILL CT, MATTHEWS, NC 28105-4461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6814 MORGAN MILL RD, MONROE, NC 28110-7540

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 18, 2021
Property Address	6828 MORGAN MILL RD, MONROE, NC 28110-7540
Document Number	0008142675
Book / Page	8142 / 675
Instrument Date	Jun 10, 2021
Instrument	29109
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2901 CUTTER CT, WAXHAW, NC 28173-8064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 RURAL HILL CT, MATTHEWS, NC 28105-4461

Mortgage

Document Number	0000029110
Date	Jun 18, 2021
Instrument	29110

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 6828 Morgan Mill Rd was $660.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,476,300 (+991.94%) Land $135,200 Building $1,341,100	$1,476,300 (+991.94%) Land $135,200 Building $1,341,100
2025	$660.00	$135,200 Land $135,200	$135,200 Land $135,200
2023	$169.00 (-83.97%)	$26,100 (-83.93%) Land $26,100	$26,100 (-83.93%) Land $26,100
2022	$1,054.00	$162,400 Land $162,400	$162,400 Land $162,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6828 Morgan Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6828 Morgan Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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