6828 Cranes Roost Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6828 Cranes Roost Rd, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,830 sqft · built 2022
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$429,000 (Nov 2022)
Tax Bill$6,605 (2025)
Deeds & MortgagesSep 2025 Mortgage
Dec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN242631349500013550

Property Details

APN / Parcel Number

Primary APN242631349500013550

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,830 sqft Heated Area
Gross Area2,400 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address6828 CRANES ROOST RD
CityHARMONY
StateFL
Zip34773-6146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT HARMONY PH 1C-2 PB 30 PGS 198-199 LOT 355
Legal SubdivisionVILLAGES AT HARMONY PHS 1C-2 (TEMP)
Legal Phase1C-2
Legal Lot Number355
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2116
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address6828 CRANES ROOST RD, HARMONY, FL 34773-6146
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Dec 1, 2022Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2022 · Amount on Record
Deed SaleNov 29, 2022 · Amount on Record
Deed Document Number0006323495
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6828 CRANES ROOST RD, HARMONY, FL 34773-6146
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6828 CRANES ROOST RD, HARMONY, FL 34773-6146

Mortgage

Document Number0068552614
DateSep 30, 2025
Book Page6855/2614
Instrument2025120029
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term327 Months
DueDec 1, 2052

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 1, 2022
Property Address6828 CRANES ROOST RD, HARMONY, FL 34773-6146
Document Number0063230495
Book / Page6323 / 495
Map ReferenceMB 30 PG 198&199
Instrument DateNov 29, 2022
Instrument2022173032
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 22, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,003.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6828 CRANES ROOST RD, HARMONY, FL 34773-6146

Mortgage

Document Number0006323496
DateDec 1, 2022
Instrument6323/496
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,605.00 (-8.06%) Homeowner's exemption$315,600 (-3.87%) Land $88,000 Building $227,600$315,600 (-3.87%) Land $88,000 Building $227,600
2023$7,184.00 (+168.16%)$328,300 (+447.17%) Land $77,000 Building $251,300$328,300 (+447.17%) Land $77,000 Building $251,300
2022$2,679.00$60,000 Land $60,000$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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