Lubbock County property record for 6828 40th St, Lubbock, TX 79407
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,088 sqft · built 2019 |
| Lot Size | 0.399 acres (17,408 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,859 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R332520 |
| Primary APN | R332520 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,088 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,408 sqft (0.399 acres) |
| Garage Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6828 40TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79407-5319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILWAUKEE RIDGE L 511A 511B & 511C |
| Legal Subdivision | MILWAUKEE RIDGE |
| Legal Lot Number | 5110 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10419 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6828 40TH ST, LUBBOCK, TX 79407-5319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2022 | Vendor's Lien, Transfer · Conventional Mortgage PROSPERITY BANK |
| Jun 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jan 30, 2020 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2022 |
| Deed Sale | Mar 31, 2022 |
| Prior Sale | Jan 30, 2020 |
| Deed Document Number | 2022015524 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Mar 31, 2022 |
| Property Address | 6828 40TH ST, LUBBOCK, TX 79407-5319 |
| Document Number | 0000015524 |
| Instrument Date | Mar 30, 2022 |
| Instrument | 2022015524 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Title Company | SERVICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6828 40TH ST, LUBBOCK, TX 79407-5319 |
| Document Number | 0000015525 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 2022015525 |
| Name | PROSPERITY BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 6828 40TH ST, LUBBOCK, TX 79407-5319 |
| Document Number | 0000037471 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 6828 40TH ST LUBBOCK TX 794075319, LUBBOCK, TX 79407-5319 |
| Document Number | 0000037471 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 37471 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jan 30, 2020 |
| Property Address | 6828 40TH ST, LUBBOCK, TX 79407-5319 |
| Document Number | 0000004149 |
| Map Reference | FILE 2018047368 |
| Instrument Date | Jan 29, 2020 |
| Instrument | 2020004149 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | TITLEONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6305 82ND ST, 6305, LUBBOCK, TX 79424-3681 |
| Name | Verified Name |
|---|---|
| Address | 6828 40TH ST, LUBBOCK, TX 79407-5319 |
| Document Number | 0000004150 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 2020004150 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Frenship Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,859.00 (-9.31%) Homeowner's exemption | $314,688 (+0.01%) Land $44,332 Building $270,356 | $314,688 (+0.01%) Land $44,332 Building $270,356 |
| 2024 | $5,358.00 (-1.31%) | ||
| 2023 | $5,429.00 (-6.7%) Homeowner's exemption | $314,649 Land $44,332 Building $270,317 | $314,649 Land $44,332 Building $270,317 |
| 2022 | $5,819.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
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