Harris County property record for 6826 Rusty Ridge Ln, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,454 sqft · built 2005 |
| Lot Size | 0.111 acres (4,842 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,400 (Jul 2021) |
| Tax Bill | $2,766 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-926-001-0031 |
| Primary APN | 124-926-001-0031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,454 sqft Living Area |
| 1st Floor Area | 662 sqft |
| Game Room | Game Room |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,842 sqft (0.111 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1249260010031 |
|---|---|
| Street Address | 6826 RUSTY RIDGE LN |
| City | KATY |
| State | TX |
| Zip | 77449-6363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 31 BLK 1 HIGHLAND CREEK RANCH SEC 3 |
| Legal Subdivision | HIGHLAND CREEK RANCH SEC 3 |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 542201 |
6826 Rusty Ridge Ln is owned and occupied by two individuals who bought it in July 2021.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6826 RUSTY RIDGE LN, KATY, TX 77449-6363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2021 | Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD |
| Jan 22, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage CARDINAL FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2021 · Amount on File |
| Deed Sale | Jul 6, 2021 · Amount on File |
| Prior Sale | Jan 22, 2019 · Amount on File |
| Deed Document Number | 2021377488 |
| Prior Transfer Date | Mar 18, 2011 |
| Prior Transfer Doc | 20110114730 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 6, 2021 |
| Property Address | 6826 RUSTY RIDGE LN, KATY, TX 77449-6363 |
| Document Number | 2021377488 |
| Map Reference | MF 549198 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 2021-377488 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6826 RUSTY RIDGE LN, KATY, TX 77449-6363 |
| Document Number | 2021377489 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021-377489 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jan 22, 2019 |
| Property Address | 6826 RUSTY RIDGE LN, KATY, TX 77449-6363 |
| Document Number | 0000026135 |
| Instrument Date | Jan 21, 2019 |
| Instrument | 26135 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6826 RUSTY RIDGE LN KATY TX 774496363, KATY, TX 77449-6363 |
| Document Number | 26136 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 26136 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2049 |
The 2025 property tax bill for 6826 Rusty Ridge Ln was $2,766 with a homeowner's exemption, up 97.7% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,800 (+3.31%) Land $52,664 Building $176,136 | $228,800 (+3.31%) Land $52,664 Building $176,136 | |
| 2025 | $2,766.00 (+97.71%) Homeowner's exemption | $221,476 Land $52,664 Building $168,812 | $221,476 Land $52,664 Building $168,812 |
| 2024 | $1,399.00 | ||
| 2023 | $243,000 Land $52,664 Building $190,336 | $243,000 Land $52,664 Building $190,336 | |
| 2022 | $1,340.00 | ||
| 2020 | $984.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6826 Rusty Ridge Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6826 Rusty Ridge Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 990 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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