6826 E Sternberg Rd, Fruitport, MI 49415 Property Records

Muskegon County property record for 6826 E Sternberg Rd, Fruitport, MI 49415

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,984 sqft · built 1980
Lot Size	9.75 acres (424,710 sqft)
Owner	Individual Name on File
Last Sale	$164,500 (Oct 2019)
Tax Bill	$6,319 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16022200000200`

Property Details

APN / Parcel Number

Primary APN	`16022200000200`
Alternative APN	`61-16-022-200-0002-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,984 sqft Living Area
1st Floor Area	2,900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Lot Area	424,710 sqft (9.75 acres)
Garage Area	1,240 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6826 E STERNBERG RD
City	FRUITPORT
State	MI
Zip	49415-9739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A RES
Legal Description	SULLIVAN TWP SEC 22 T9N R15W W 330 FT OF SW 1/4 OF NE 1/4
Jurisdiction	MUSKEGON MI
Township / Civil Division	SULLIVAN
Census Block Group	2
Census Block	2034
Census Tract	2900

Owner

6826 E Sternberg Rd is owned and occupied by an individual who bought it in October 2019.

Source: Muskegon County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	6826 E STERNBERG RD, FRUITPORT, MI 49415-9739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION
Oct 5, 2022	Deed of Trust, Mortgage · Closed-End Mortgage LAKE MICHIGAN CU
Oct 16, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU
Sep 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2019 · Amount on File
Deed Sale	Oct 16, 2019 · Amount on File
Deed Document Number	20195668205
Deed Book / Page	4202 / 485
Prior Transfer Date	Mar 31, 2010
Prior Transfer Doc	0005347659
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Recording Date	Apr 13, 2026
Property Address	6826 E STERNBERG RD, FRUITPORT, MI 49415-9739
Document Number	0005880958
Book / Page	4415 / 443
Instrument Date	Apr 8, 2026
Instrument	20265880958
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6826 E STERNBERG RD, FRUITPORT, MI 49415-9739

Mortgage

Document Number	0005880958,
Date	Apr 13, 2026
Book Page	4415/443
Instrument	20265880958

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 15, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	6826 E STERNBERG RD, FRUITPORT, MI 49415-9739
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6826 E STERNBERG RD, FRUITPORT, MI 49415-9739

Mortgage

Document Number	0004312/23
Date	Oct 5, 2022
Book Page	4312/23
Instrument	5777634

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 15, 2047

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Oct 16, 2019
Property Address	6826 E STERNBERG RD, FRUITPORT, MI 49415-9739
Document Number	0005668205
Book / Page	004202 / 000485
Instrument Date	Oct 15, 2019
Instrument	5668205
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	CHICAGO TITLE/MI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,414.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6826 E STERNBERG RD FRUITPORT MI 494159739, FRUITPORT, MI 49415-9739

Mortgage

Document Number	5668206
Date	Oct 16, 2019
Book Page	004202/000486
Instrument	5668206

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKEGON MI
Recording Date	Sep 25, 2017
Property Address	6826 E STERNBERG RD, FRUITPORT, MI 49415-9739
Document Number	0005600567
Book / Page	004134 / 000783
Instrument Date	May 18, 2017
Instrument	5600567
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	6826 E STERNBERG RD FRUITPORT MI 494159739, FRUITPORT, MI 49415-9739

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKEGON MI
Recording Date	Sep 25, 2017
Property Address	6826 E STERNBERG RD, FRUITPORT, MI 49415-9739
Document Number	0005600566
Book / Page	004134 / 000782
Instrument Date	Feb 24, 2017
Instrument	5600566
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6826 E STERNBERG RD FRUITPORT MI 494159739, FRUITPORT, MI 49415-9739

Tax Assessment & Valuation

The 2025 property tax bill for 6826 E Sternberg Rd was $6,319 with a homeowner's exemption, up 19.7% from the year before.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Sullivan Township
Unified School District	Ravenna Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,600 (-1.1%)	$645,200 (-1.1%)
2025	$6,319.00 (+19.75%) Homeowner's exemption	$326,200	$652,400
2024	$5,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6826 E Sternberg Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6826 E Sternberg Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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