6826 Bratcher St, Portage, MI 49024 Property Records

Kalamazoo County property record for 6826 Bratcher St, Portage, MI 49024

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,412 sqft · built 1959
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Feb 2022)
Deeds & Mortgages	Nov 2005 Line of Credit Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-07081-053-O`

Property Details

APN / Parcel Number

Primary APN	`10-07081-053-O`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	1,412 sqft Living Area
1st Floor Area	1,412 sqft
Basement Area	1,280 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	44 ft deep x 80 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	6826 BRATCHER ST
City	PORTAGE
State	MI
Zip	49024-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	RING DALE # 1 LOT 53
Legal Subdivision	RING DALE #1
Legal Lot Number	53
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	3
Census Block	3004
Census Tract	1907

Owner

6826 Bratcher St is owned and occupied by two individuals who bought it in February 2022.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6826 BRATCHER ST, PORTAGE, MI 49024-3406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2005	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Feb 10, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 10, 2022	Warranty Deed, Transfer TITLE RESOURCE AGENCY
Apr 29, 2021	Warranty Deed, Transfer · Line of Credit AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2022 · Amount on File
Deed Sale	Feb 10, 2022 · Amount on File
Prior Sale	Apr 29, 2021 · Amount on File
Deed Document Number	20225114
Record Updated	Oct 29, 2026

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	6826 BRATCHER ST, PORTAGE, MI 49024-3406
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005054834
Date	Nov 21, 2005
Instrument	2005-054834

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Feb 10, 2022
Property Address	6826 BRATCHER ST, PORTAGE, MI 49024-3406
Document Number	2022005114
Map Reference	LB 0 GP 24
Instrument Date	Feb 4, 2022
Instrument	2022-005114
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6826 BRATCHER ST, PORTAGE, MI 49024-3406

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6826 BRATCHER ST, PORTAGE, MI 49024-3406

Mortgage

Document Number	2022004751
Date	Feb 10, 2022
Instrument	2022-004751

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Feb 10, 2022
Property Address	6826 BRATCHER ST, PORTAGE, MI 49024-3406
Document Number	2022005114
Map Reference	LB 0 GP 24
Instrument Date	Feb 4, 2022
Instrument	2022-005114
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6826 BRATCHER ST, 6826, PORTAGE, MI 49024-3406

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6826 BRATCHER ST, PORTAGE, MI 49024-3406

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 29, 2021
Property Address	6826 BRATCHER ST, PORTAGE, MI 49024-3406
Document Number	2021018320
Map Reference	LB 20 PG 24
Instrument Date	Apr 16, 2021
Instrument	2021-018320
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 W WALNUT ST, 516, KALAMAZOO, MI 49007-5040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6826 BRATCHER ST, PORTAGE, MI 49024-3406

Mortgage

Document Number	2021018321
Date	Apr 29, 2021
Instrument	2021-018321

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,700	$309,400
2025	Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6826 Bratcher St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6826 Bratcher St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon, Xfinity.

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