6825 Whites Bridge Rd, Belding, MI 48809 Property Records

Ionia County property record for 6825 Whites Bridge Rd, Belding, MI 48809

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,576 sqft · built 1994
Lot Size	0.788 acres (34,325 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Dec 2014)
Tax Bill	$2,467 (2025)
Deeds & Mortgages	Nov 2006 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-130-050-000-040-01`

Property Details

APN / Parcel Number

Primary APN	`34-130-050-000-040-01`
Alternative APN	`13005000004001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft
Basement Area	1,576 sqft
Unfinished Basement	1,576 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Lot Area	34,325 sqft (0.788 acres)
Lot Dimensions	208 ft deep x 165 ft wide
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6825 WHITES BRIDGE RD
City	BELDING
State	MI
Zip	48809-9241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	COOKS CORNER LOTS 11 & 12 & E 43 FT OF LOT 13, EXC S 85 FT OF LOTS 12 & 13 SEC 16-8-8
Legal Range	08
Legal Township	08
Legal Section	16
Legal Subdivision	COOKS CORNERS
Legal Lot Number	11-13
Jurisdiction	IONIA MI
Township / Civil Division	OTISCO
Census Block Group	1
Census Block	1015
Census Tract	30401

Owner

6825 Whites Bridge Rd is owned and occupied by an individual who bought it in December 2014.

Source: Ionia County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6825 WHITES BRIDGE RD, BELDING, MI 48809-9241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2014 · Amount on File
Deed Sale	Dec 29, 2014 · Amount on File
Prior Sale	Oct 8, 2013 · Amount on File
Deed Book / Page	636 / 2669
Prior Transfer Date	Oct 3, 2013
Prior Transfer Doc	631/7193
Record Updated	Oct 29, 2026

November 2006: Other, Transfer

Document Type	Other
Jurisdiction	IONIA MI
Recording Date	Nov 13, 2006
Property Address	6825 WHITES BRIDGE RD, BELDING, MI 48809-9241
Document Number	0599/09127
Book / Page	599 / 09127
Map Reference	LB N PG784
Instrument Date	Oct 26, 2006
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$963.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 COUNTRYWIDE WAY, SIMI VALLEY, CA 93065-6298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6825 WHITES BRIDGE RD, BELDING, MI 48809-9241

Mortgage

Document Number	0059909129
Date	Nov 13, 2006
Instrument	599/09129

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.95%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	9.95%
Max Rate At Change	12.9%
Index	6-Month LIBOR
Max Rate	15.9%

Mortgage

Document Number	0599/09139
Date	Nov 13, 2006
Book Page	599/09139

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 6825 Whites Bridge Rd was $2,467 with a homeowner's exemption.

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
County Subdivision	Otisco Township
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,400 (+4.86%) Land $14,700 Building $114,700	$258,800 (+4.86%) Land $29,400 Building $229,400
2025	$2,467.00 Homeowner's exemption	$123,400 Land $14,700 Building $108,700	$246,800 Land $29,400 Building $217,400
2023		$99,300 Land $11,400 Building $87,900	$198,600 Land $22,800 Building $175,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6825 Whites Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6825 Whites Bridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless · Fiber in parts of the area	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whites Bridge Rd

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