Lubbock County property record for 6824 38th St, Lubbock, TX 79407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,750 sqft · built 2019 |
| Lot Size | 0.136 acres (5,925 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,145 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R332490 |
| Primary APN | R332490 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,750 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,925 sqft (0.136 acres) |
| Garage Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6824 38TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79407-5324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILWAUKEE RIDGE L 481A & 481B |
| Legal Subdivision | MILWAUKEE RIDGE |
| Legal Lot Number | 4810 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10419 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6824 38TH ST, LUBBOCK, TX 79407-5324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2022 | Vendor's Lien, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Sep 20, 2019 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2022 |
| Deed Sale | Aug 1, 2022 |
| Prior Sale | Sep 20, 2019 · Amount on Record |
| Deed Document Number | 2022-37096 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Aug 1, 2022 |
| Property Address | 6824 38TH ST, LUBBOCK, TX 79407-5324 |
| Document Number | 0000037096 |
| Map Reference | FILE 2018005976 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 2022037096 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | WESTENN TITLE COMPANY, WESTERN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6824 38TH ST, LUBBOCK, TX 79407-5324 |
| Document Number | 0000037097 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 2022037097 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Sep 20, 2019 |
| Property Address | 6824 38TH ST, LUBBOCK, TX 79407-5324 |
| Document Number | 0000037020 |
| Map Reference | FILE 2018005976 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 2019037020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | TITLE ONE DIGITAL TTL SVCS L |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6305 82ND ST, 6305, LUBBOCK, TX 79424-3681 |
| Name | Verified Name |
|---|---|
| Address | 6824 38TH ST, LUBBOCK, TX 79407-5324 |
| Document Number | 0000037021 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 2019037021 |
| Name | CITY BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2029 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Frenship Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,145.00 (-19.36%) Homeowner's exemption | $231,413 (-1.77%) Land $23,700 Building $207,713 | $231,413 (-5.23%) Land $23,700 Building $207,713 |
| 2024 | $3,900.00 (+3.34%) | ||
| 2023 | $3,774.00 (-13%) Homeowner's exemption | $235,578 Land $23,700 Building $220,472 | $244,172 Land $23,700 Building $220,472 |
| 2022 | $4,338.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
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