6823 Ocean Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 6823 Ocean Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,720 sqft · built 2023
Lot Size	0.458 acres (19,950 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Mar 2017)
Tax Bill	$10,213 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2017 Sale
Flood Zone	Zone VE (high risk)
APN	`5393.08.89.6499000`

Property Details

APN / Parcel Number

Primary APN	`5393.08.89.6499000`
Alternative APNs	`30552` `36262`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	4,720 sqft Heated Area
Gross Area	2,176 sqft
1st Floor Area	464 sqft
Basement Area	620 sqft
Finished Basement	620 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Contemporary
Exterior Material	Fiber Cement Siding
Foundation Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	19,950 sqft (0.458 acres)
Lot Dimensions	263 ft deep x 75 ft wide
View / Lot	Waterfront / Beach
Porch	Slab
Deck Area	56 sqft
Patio Area	31 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	36262
Street Address	6823 OCEAN DR
City	EMERALD ISLE
State	NC
Zip	28594-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L10 BE B28 COLUMBUS SQUARE
Legal Subdivision	COLUMBUS SQUARE
Legal Block	89
Legal Lot Number	10
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1033
Census Tract	970903

Owner

6823 Ocean Dr is owned and occupied by two individuals who bought it in March 2017.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6823 OCEAN DR, EMERALD ISLE, NC 28594-3238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage FIRST CITIZENS BK
Mar 24, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2017 · Amount on File
Deed Sale	Mar 24, 2017 · Amount on File
Prior Sale	May 31, 2011 · Amount on File
Deed Document Number	20171570442
Deed Book / Page	1570 / 442
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	6823 OCEAN DR, EMERALD ISLE, NC 28594-3238
Document Number	0001702149
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6823 OCEAN DR EMERALD ISLE NC 285943238, EMERALD ISLE, NC 28594-3238

Mortgage

Document Number	0001702149
Date	Dec 30, 2020
Book Page	000170/002149

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	PO BOX 11757, COLUMBIA, SC 29211-1757

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Mar 24, 2017
Property Address	6823 OCEAN DR, EMERALD ISLE, NC 28594-3238
Document Number	0015700442
Book / Page	001570 / 000442
Instrument Date	Mar 24, 2017
Transaction Type	Transfer
Record Updated	Mar 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	400 SW 1ST AVE #1210 FORT LAUDERDALE FL 333013479, 1210, FORT LAUDERDALE, FL 33301-3479

Tax Assessment & Valuation

The 2025 property tax bill for 6823 Ocean Dr was $10,213.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,778,448 (-) Land $1,385,300 Building $1,393,148	$2,778,448 (-) Land $1,385,300 Building $1,393,148
2025	$10,213.00	$2,778,448 Land $1,385,300 Building $1,393,148	$2,778,448 Land $1,385,300 Building $1,393,148
2023		$958,655 Land $673,215 Building $285,440	$958,655 Land $673,215 Building $285,440
2022	$4,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6823 Ocean Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6823 Ocean Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

4G LTE only, no 5G reported

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