6821 E Payne Rd, Indianapolis, IN 46203 Property Records

Marion County property record for 6821 E Payne Rd, Indianapolis, IN 46203

Property Summary

Property TypeSingle Family Home
Details4 bd · 1,889 sqft · built 1958
Lot Size1.33 acres (57,935 sqft)
Owner2 Individual Names on Record
Tax Bill$1,451 (2023)
Deeds & MortgagesJul 2026 Line of Credit
Sep 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN49-10-26-111-018.000-300

Property Details

APN / Parcel Number

Primary APN49-10-26-111-018.000-300
Alternative APN
  • 3002080

Interior

Bedrooms4 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area1,889 sqft Living Area
1st Floor Area1,889 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1958
Construction TypeStone
Roof MaterialAsphalt
Lot Area57,935 sqft (1.33 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3002080
Old Parcel Number3002080
Street Address6821 E PAYNE RD
CityINDIANAPOLIS
StateIN
Zip46203-6152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE1/4 NE1/4 S26 T15 R4 BEG 636.81FT N & 842.84FTW OF SE COR W 224.16FT N 258.13FT E 224.16FT S258.13FT TO BEG 1.33AC
Legal Range04
Legal Township15
Legal Section26
JurisdictionMARION IN
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2005
Census Tract390104

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6821 E PAYNE RD, INDIANAPOLIS, IN 46203-6152
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed of Trust, Mortgage · Line of Credit
CAPITAL LENDING
Sep 21, 2023Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Aug 9, 2018Loan Modification, Mortgage
PNC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Recording DateJul 30, 2026
Property Address6821 E PAYNE RD, INDIANAPOLIS, IN 46203-6152
Document Number0000065765
Instrument DateJul 17, 2026
Instrument202665765
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address6821 E PAYNE RD, INDIANAPOLIS, IN 46203-6152

Mortgage

Document Number0000065765,
DateJul 30, 2026
Instrument202665765
Lender
NameCAPITAL LENDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 17, 2056
Interest
Rate6.47%
Max Rate-1%

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address6821 E PAYNE RD, INDIANAPOLIS, IN 46203-6152
Transaction TypeMortgage
Record UpdatedOct 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000079343
DateSep 21, 2023
InstrumentA202300079343
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2043

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARION IN
Property Address6821 E PAYNE RD, INDIANAPOLIS, IN 46203-6152
Document Number0000012882
Instrument DateAug 9, 2018
Transaction TypeMortgage
Record UpdatedFeb 22, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6821 E PAYNE RD INDIANAPOLIS IN 462036152, INDIANAPOLIS, IN 46203-6152

Mortgage

Document Number0000012882
DateFeb 12, 2019
Instrument12882
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
AmountAmount Recorded
Term468 Months
DueFeb 11, 2058
Interest
Rate TypeFixed Rate
Rate6%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionFranklin Township
Consolidated CityIndianapolis City
Unified School DistrictFranklin Township Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,451.00 (-15.79%) Homeowner's exemption$167,000 (-) Land $32,500 Building $134,500$167,000 (-) Land $32,500 Building $134,500
2022$1,723.00$167,000 Land $32,500 Building $134,500$167,000 Land $32,500 Building $134,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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