6820 Thistle Down Dr, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 6820 Thistle Down Dr, Harrisburg, NC 28075

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,987 sqft · built 2003
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$263,000 (Jun 2020)
Tax Bill$2,843 (2023)
Deeds & MortgagesMay 2017 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01009F0044.000000

Property Details

APN / Parcel Number

Primary APN01009F0044.000000
Alternative APNs
  • 5527 25 2259
  • 138549

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,987 sqft Living Area
Gross Area2,604 sqft
1st Floor Area1,675 sqft
Upper Floors Area312 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2013
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions152 ft deep x 76 ft wide
Garage TypeMixed
Garage Area432 sqft
DrivewayConcrete Driveway
Driveway Area765 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area185 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number138549
Street Address6820 THISTLE DOWN DR
CityHARRISBURG
StateNC
Zip28075-8664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionLT 44 CANTERFIELD ESTATES
Legal SubdivisionCANTERFIELD ESTATES
Legal Lot Number44
JurisdictionCABARRUS NC
Township / Civil Division1, HARRISBURG
Census Block Group2
Census Block2036
Census Tract41504

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6820 THISTLE DOWN DR, HARRISBURG, NC 28075-8664
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2017Deed of Trust, Mortgage
COASTAL FEDERAL CU
Jun 25, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2020 · Amount on Record
Deed SaleJun 25, 2020 · Amount on Record
Prior SaleJul 27, 2016 · Amount on Record
Deed Book / Page14279 / 77
Prior Transfer DateNov 3, 2010
Prior Transfer Doc0001203872
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address6820 THISTLE DOWN DR, HARRISBURG, NC 28075-8664
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012472261
DateMay 3, 2017
Book Page12472/0261
Instrument12472-0261
Lender
NameCOASTAL FEDERAL CU
TypeCredit Union
AddressRALEIGH, NC 27609
Agreement
AmountAmount Recorded
Term60 Months
DueMay 26, 2022
Interest
Rate TypeAdjustable Rate
Change Frequency5 Years

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJun 25, 2020
Property Address6820 THISTLE DOWN DR, HARRISBURG, NC 28075-8664
Document Number0001427977
Book / Page14279 / 77
Map ReferenceMB 41 PG 19 MAP 5
Instrument DateJun 25, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$526.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address147 SPRING COVE DR, 147, CARY, NC 27511-7219

Transferred To (Grantee/Buyer)

NameVerified Name
Address6820 THISTLE DOWN DR, HARRISBURG, NC 28075-8664

Mortgage

Document Number0001427980
DateJun 25, 2020
Instrument14279/80
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityHarrisburg Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$345,680 (-) Land $80,000 Building $265,680
2025$345,680 (+42.88%) Land $80,000 Building $265,680
2024$345,680 (+42.88%) Land $80,000 Building $265,680
2023$2,843.00$241,930 Land $55,000 Building $186,930$241,930 Land $55,000 Building $186,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims11 (2008–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20

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