6820 Serena St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 6820 Serena St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,075 sqft · built 1954
Lot Size	0.276 acres (12,006 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Mar 2020)
Tax Bill	$4,402 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0273-341-04-0000`

Property Details

APN / Parcel Number

Primary APN	`0273-341-04-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
Gross Area	1,491 sqft
1st Floor Area	1,075 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	12,006 sqft (0.276 acres)
Lot Dimensions	138 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	172 sqft
Patio Area	172 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6820 SERENA ST
City	SAN BERNARDINO
State	CA
Zip	92404-5736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TRACT 4110 LOT 59
Legal Subdivision	STERLING HOMES UNIT #3
Legal Tract	4110
Legal Block	2
Legal Lot Number	59
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2007
Census Tract	6304

Owner

6820 Serena St is owned and occupied by an individual who bought it in March 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	6820 SERENA ST, SAN BERNARDINO, CA 92404-5736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 6, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 20, 2019	Grant Deed, Construction Loan · Construction Mortgage ANCHOR LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2020 · Amount on File
Deed Sale	Mar 6, 2020 · Amount on File
Prior Sale	Dec 20, 2019 · Amount on File
Deed Document Number	202082319
Prior Transfer Date	Apr 11, 2003
Prior Transfer Doc	0000239850
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	6820 SERENA ST, SAN BERNARDINO, CA 92404-5736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109463
Date	Mar 29, 2018
Instrument	2018-0109463

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 6, 2020
Property Address	6820 SERENA ST, SAN BERNARDINO, CA 92404-5736
Document Number	0000082319
Map Reference	MB 52 PG 98&99
Instrument Date	Feb 19, 2020
Instrument	2020-0082319
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6820 SERENA ST, SAN BERNARDINO, CA 92404-5736

Mortgage

Document Number	0000082320
Date	Mar 6, 2020
Instrument	2020-0082320

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

December 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 20, 2019
Property Address	6820 SERENA ST, SAN BERNARDINO, CA 92404-5736
Document Number	0000470689
Map Reference	MB 52 PG 98&99
Instrument Date	Nov 26, 2019
Instrument	2019-0470689
Transaction Type	Construction Loan
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4242 LOUISE AVE, ENCINO, CA 91316-3913
Investor	Possibly a Property Investor

Mortgage

Document Number	0000470690
Date	Dec 20, 2019
Instrument	2019-0470690

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6820 Serena St was $4,402.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$345,809 (+2%) Land $103,742 Building $242,067
2025	$4,402.00 Homeowner's exemption	$339,029 Land $101,708 Building $237,321
2023	$4,203.00 (-0.21%) Homeowner's exemption	$325,865 Land $97,759 Building $228,106
2022	$4,212.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6820 Serena St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6820 Serena St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: GeoLinks.

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