6820 Providence Way, Fort Smith, AR 72916 Property Records

Sebastian County property record for 6820 Providence Way, Fort Smith, AR 72916

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,273 sqft · built 2022
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Company Names on Record
Last Sale	$73,950 (Mar 2021)
Tax Bill	$5,636 (2026)
Deeds & Mortgages	Apr 2026 Sale Feb 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16409-0040-00000-00`

Property Details

APN / Parcel Number

Primary APN	`16409-0040-00000-00`
Alternative APN	`182228`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,273 sqft Living Area
Gross Area	4,061 sqft
1st Floor Area	2,833 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	200 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	788 sqft
Driveway	Concrete Driveway
Driveway Area	2,124 sqft
Porch	Open Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6820 PROVIDENCE WAY
City	FORT SMITH
State	AR
Zip	72916-5063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40
Legal Range	31
Legal Township	07
Legal Section	06
Legal Subdivision	PROVIDENCE PHASE I & PHASE II
Legal Block	2
Legal Lot Number	40
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	2
Census Block	2018
Census Tract	1307

Owner

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3121 CANONERO ST, CELINA, TX 75009-3384
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Warranty Deed, Transfer FIRST NATIONS TITLE, FIRST NATIONAL TITLE
Feb 23, 2026	Warranty Deed, Transfer FIRST NATIONAL TITLE COMPANY
Feb 23, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HORIZON BANK
Mar 2, 2021	Warranty Deed, Construction Loan · Construction Mortgage FIRSTAR BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on Record
Deed Sale	Mar 2, 2021 · Amount on Record
Deed Document Number	20215021
Last Transfer Date	Feb 23, 2026
Transfer Doc	0000007019
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Apr 9, 2026
Property Address	6820 PROVIDENCE WAY, FORT SMITH, AR 72916-5063
Document Number	0000007019
Instrument Date	Feb 23, 2026
Instrument	20267019
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIRST NATIONS TITLE, FIRST NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	3121 CANONERO ST, CELINA, TX 75009-3384

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Feb 23, 2026
Property Address	6820 PROVIDENCE WAY, FORT SMITH, AR 72916-5063
Document Number	0202603686
Map Reference	MB 2019 PG 01039
Instrument Date	Dec 16, 2025
Instrument	2026-03686
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	3121 CANONERO ST, CELINA, TX 75009-3384

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Feb 23, 2022
Property Address	6820 PROVIDENCE WAY, FORT SMITH, AR 72916-5063
Document Number	2022F04613
Map Reference	MB 2019 PG 1039
Instrument Date	Feb 22, 2022
Instrument	2022F-04613
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2026
Title Company	WACO TITLE COMPANY, WACO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,947.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2825 N BROADWAY ST, POTEAU, OK 74953-5405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6820 PROVIDENCE WAY, FORT SMITH, AR 72916-5063

Mortgage

Document Number	2022F04614
Date	Feb 23, 2022
Instrument	2022F-04614

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.19%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.19%
Index	Prime Rate
Max Rate	7.19%

March 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Mar 2, 2021
Property Address	6820 PROVIDENCE WAY, FORT SMITH, AR 72916-5063
Document Number	2021F05021
Map Reference	MB 2019 PG 1039
Instrument Date	Mar 1, 2021
Instrument	2021F-05021
Transaction Type	Construction Loan
Record Updated	Mar 6, 2026
Title Company	WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

Amount	Amount Recorded
Tax	$244.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9301 RA YOUNG JR DR # 104104, 104104, FORT SMITH, AR 72916-5025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 N BROADWAY ST, POTEAU, OK 74953-5405

Mortgage

Document Number	2021F05022
Date	Mar 2, 2021
Instrument	2021F-05022

Lender

Name	FIRSTAR BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 15, 2022

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,636.00	$150,006 (-) Land $30,000 Building $120,006	$750,030 (-) Land $150,000 Building $600,030
2025	$5,636.00 (+10.01%)	$150,006 (+69.97%) Land $30,000 Building $120,006	$750,030 (+69.97%) Land $150,000 Building $600,030
2023	$5,123.00	$88,253 Land $14,000 Building $74,253	$441,265 Land $70,000 Building $371,265

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Dobson Fiber.

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