6820 Post Oak Dr, Bonham, TX 75418 Property Records

Fannin County property record for 6820 Post Oak Dr, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,259 sqft · built 1950
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,285 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`9641-000-0070-05`

Property Details

APN / Parcel Number

Primary APN	`9641-000-0070-05`
Alternative APN	`93048`

Interior

Full Baths	1 Bath
Building Area	1,259 sqft Living Area
1st Floor Area	1,175 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 90 ft wide
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9641-000-0070-05
Street Address	6820 POST OAK DR
City	BONHAM
State	TX
Zip	75418-5228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POST OAK ADDN 2, LOT 7, ACRES .46
Legal Subdivision	POST OAK SUBDIVISION 2
Legal Lot Number	7
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	1
Census Block	1009
Census Tract	950402

Owner

Source: Fannin County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6820 POST OAK DR, BONHAM, TX 75418-5228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Jun 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 6, 2018	Warranty Deed, Transfer
Jul 6, 2018	Warranty Deed, Transfer
Jul 6, 2018	Warranty Deed, Transfer
Jul 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018
Deed Sale	Jul 6, 2018
Prior Sale	Jan 11, 2013 · Amount on Record
Deed Document Number	20183842
Deed Book / Page	2055 / 328
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	6820 POST OAK DR, BONHAM, TX 75418-5228
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 COUNTY ROAD 2505, BONHAM, TX 75418-6809

Mortgage

Document Number	2021008745
Date	Nov 29, 2021
Instrument	2021008745

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74702

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	6820 POST OAK DR, BONHAM, TX 75418-5228
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022004506
Date	Jun 9, 2022
Instrument	2022004506

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2042

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Jul 6, 2018
Property Address	6820 POST OAK DR, BONHAM, TX 75418-5228
Document Number	2055/0336
Book / Page	2055 / 0336
Map Reference	VOL 640 PG 373
Instrument Date	Jul 6, 2018
Instrument	2018-3844
Transaction Type	Transfer
Record Updated	Aug 27, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 782, DALHART, TX 79022-0782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6820 POST OAK DR, BONHAM, TX 75418-5228

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Jul 6, 2018
Property Address	6820 POST OAK DR, BONHAM, TX 75418-5228
Document Number	02055/0336
Book / Page	2055 / 0336
Map Reference	VOL 640 PG 373
Instrument Date	Jul 6, 2018
Instrument	2018-3844
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 782, DALHART, TX 79022-0782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6820 POST OAK DR, BONHAM, TX 75418-5228

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Jul 6, 2018
Property Address	6820 POST OAK DR, BONHAM, TX 75418-5228
Document Number	02055/0328
Book / Page	2055 / 0328
Map Reference	VOL 640 PG 373
Instrument Date	Jun 29, 2018
Instrument	2018-3842
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1899 RECREATION ROAD 3, 1899, BONHAM, TX 75418-5417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6820 POST OAK DR, BONHAM, TX 75418-5228

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Jul 6, 2018
Property Address	6820 POST OAK DR, BONHAM, TX 75418-5228
Document Number	2055/0328
Book / Page	2055 / 0328
Map Reference	VOL 640 PG 373
Instrument Date	Jun 29, 2018
Instrument	2018-3842
Transaction Type	Transfer
Record Updated	Aug 27, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1899 RECREATION ROAD 3, 1899, BONHAM, TX 75418-5417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6820 POST OAK DR, BONHAM, TX 75418-5228

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,285.00 (+120.56%) Homeowner's exemption	$180,840 (+3%) Land $55,750 Building $125,090	$180,840 (+3%) Land $55,750 Building $125,090
2024	$1,036.00 (+248.82%)
2023		$139,110 Land $44,050 Building $95,060	$139,110 Land $44,050 Building $95,060
2018	$297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2019)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Feb 2019 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink, T-Mobile, Verizon.

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