6820 Merwin Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 6820 Merwin Ave, Cincinnati, OH 45227

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 790 sqft · built 1928
Lot Size0.089 acres (3,877 sqft)
OwnerIndividual Name on File
Tax Bill$1,834 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jan 2026 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN037-0005-0003-00

Property Details

APN / Parcel Number

Primary APN037-0005-0003-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area790 sqft Living Area
Gross Area1,580 sqft
1st Floor Area790 sqft
Basement Area790 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,877 sqft (0.089 acres)
Lot Width35 ft Width
Garage TypeDetached
Garage Area204 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address6820 MERWIN AVE
CityCINCINNATI
StateOH
Zip45227-3218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF2
Legal Description6820 MERWIN AVE 35 FT IRR LOT 158 MADISON PL SUB
Legal SubdivisionMADISON PL SUB
Legal Lot Number158
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2008
Census Tract5600

Owner

6820 Merwin Ave is owned and occupied by an individual who acquired it in February 2018.

Source: Hamilton County records, as of May 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address6820 MERWIN AVE, CINCINNATI, OH 45227-3218
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 22, 2026Transfer on Death Deed, Transfer
Aug 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2005
Deed SaleAug 18, 2005
Prior SaleJan 5, 1999 · Amount on File
Deed Document Number2005138693
Deed Book / Page10017 / 1675
Last Transfer DateFeb 10, 2018
Transfer Doc0000013908
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6820 MERWIN AVE, CINCINNATI, OH 45227-3218
Transaction TypeMortgage
Record UpdatedMay 19, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address6820 MERWIN AVE, CINCINNATI, OH 45227-3218

Mortgage

Document Number0000023226
DateMar 30, 2026
Book Page15633/241
Instrument2026-0023226
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

January 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateJan 22, 2026
Property Address6820 MERWIN AVE, CINCINNATI, OH 45227-3218
Document Number0000005279
Book / Page15587 / 1801
Map ReferenceMB 19 PG 2
Instrument DateJan 21, 2026
Instrument2026-0005279
Transaction TypeTransfer
Record UpdatedFeb 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6820 MERWIN AVE, CINCINNATI, OH 45227-3218

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6820 MERWIN AVE, CINCINNATI, OH 45227-3218
Document Number0000069069
Instrument DateAug 13, 2019
Transaction TypeMortgage
Record UpdatedSep 26, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address6820 MERWIN AVE CINCINNATI OH 452273218, CINCINNATI, OH 45227-3218

Mortgage

Document Number0000069069
DateAug 19, 2019
Book Page013983/000958
Instrument69069
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6820 Merwin Ave was $1,834 with a homeowner's exemption, up 2.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,834.00 (+2.75%) Homeowner's exemption$39,837 (-) Land $10,710 Building $29,127$113,820 Land $30,600 Building $83,220
2024$1,785.00 (-4.8%) Homeowner's exemption$39,837 (-) Land $10,710 Building $29,127
2023$1,875.00 (+82.04%) Homeowner's exemption$39,837 (+67.18%) Land $10,710 Building $29,127$113,820 Land $30,600 Building $83,220
2022$1,030.00 Homeowner's exemption$23,829 Land $5,282 Building $18,547
2020$68,080 Land $15,090 Building $52,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6820 Merwin Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1990–2001)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6820 Merwin Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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