6820 Clover Ln, Upper Darby, PA 19082 Property Records

Delaware County property record for 6820 Clover Ln, Upper Darby, PA 19082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,278 sqft · built 1940
Lot Size	0.034 acres (1,481 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (May 2023)
Tax Bill	$3,837 (2026)
Deeds & Mortgages	Aug 2026 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-26-661:000`

Property Details

APN / Parcel Number

Primary APN	`16-26-661:000`
Alternative APN	`16-01-00353-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,278 sqft Living Area
1st Floor Area	1,278 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Row Home
Exterior Material	Brick
Lot Area	1,481 sqft (0.034 acres)
Lot Dimensions	80 ft deep x 18 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1626661000
Street Address	6820 CLOVER LN
City	UPPER DARBY
State	PA
Zip	19082-5303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 STY HSE GAR 18 X 80
Legal Subdivision	WALNUT HILL PARK 03
Legal Block	62
Jurisdiction	DELAWARE PA
Township / Civil Division	UPPER DARBY
Census Block Group	2
Census Block	2008
Census Tract	400302

Owner

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6820 CLOVER LN, UPPER DARBY, PA 19082-5303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
May 25, 2023	Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Feb 27, 2020	Deed of Trust, Mortgage PHILADELPHIA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Jun 9, 2014 · Amount on Record
Deed Document Number	202317653
Deed Book / Page	6907 / 2220
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Recording Date	Aug 31, 2026
Property Address	6820 CLOVER LN, UPPER DARBY, PA 19082-5303
Document Number	0000034159
Book / Page	7157 / 3608
Instrument Date	Jul 29, 2026
Instrument	202634159
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6820 CLOVER LN, UPPER DARBY, PA 19082-5303

Mortgage

Document Number	0000034159,
Date	Aug 31, 2026
Book Page	7157/3608
Instrument	202634159

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Jun 1, 2053

Interest

Max Rate	-1%

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	May 25, 2023
Property Address	6820 CLOVER LN, UPPER DARBY, PA 19082-5303
Document Number	0069072220
Book / Page	6907 / 2220
Instrument Date	May 12, 2023
Instrument	2023017653
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 E ATHENS AVE, ARDMORE, PA 19003-2140

Mortgage

Document Number	0069072224
Date	May 25, 2023
Instrument	6907/2224

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	6820 CLOVER LN, UPPER DARBY, PA 19082-5303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064780166
Date	Feb 27, 2020
Book Page	6478/166
Instrument	2020012752

Lender

Name	PHILADELPHIA FCU
Type	Credit Union
Address	BROOKHAVEN, PA 19015

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 7, 2030

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
County Subdivision	Upper Darby Township
Unified School District	Upper Darby School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,837.00 (+7.39%)	$86,390 (-) Land $14,770 Building $71,620	$86,390 (-) Land $14,770 Building $71,620
2024		$86,390 Land $14,770 Building $71,620
2023	$3,573.00 Homeowner's exemption
2021			$86,390 (-)
2020			$86,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
PCs for People Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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