682 Wakulla Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 682 Wakulla Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,939 sqft · built 1976
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Dec 2023)
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-34-659500-007850`

Property Details

APN / Parcel Number

Primary APN	`26-28-34-659500-007850`
Alternative APNs	`342826659500007850` `42826000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,939 sqft Living Area
Gross Area	1,730 sqft
1st Floor Area	1,445 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	150 ft deep x 55 ft wide
View / Lot	Commercial/Industrial
Porch	Florida Room
Porch Area	522 sqft

Location & Zoning

Street Address	682 WAKULLA DR
City	WINTER HAVEN
State	FL
Zip	33884-1478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ELOISE WOODS EAST LAKE MARIAM UNIT PB 19 PGS 32 32A IN S34/35 T28 R26 LOT 785
Legal Range	26E
Legal Township	28S
Legal Section	34
Legal Subdivision	ELOISE WOODS EAST LAKE MARIAM UNIT
Legal Tract	659500
Legal Block	2
Legal Lot Number	785
Legal Unit	PB
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2012
Census Tract	13902

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	682 WAKULLA DR, WINTER HAVEN, FL 33884-1478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 1, 2019	Warranty Deed, Transfer · Conventional with PMI CENTERSTATE BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Prior Sale	May 1, 2019 · Amount on Record
Deed Document Number	2023292013
Deed Book / Page	12941 / 894
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 14, 2023
Property Address	682 WAKULLA DR, WINTER HAVEN, FL 33884-1478
Document Number	0000292013
Book / Page	12941 / 894
Map Reference	MB 19 PG 32
Instrument Date	Dec 12, 2023
Instrument	2023292013
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38703 9TH AVE, ZEPHYRHILLS, FL 33542-4103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 WAKULLA DR, WINTER HAVEN, FL 33884-1478

Mortgage

Document Number	0012941896
Date	Dec 14, 2023
Instrument	12941/896

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Mortgage

Document Number	0000292015
Date	Dec 14, 2023
Book Page	12941/914
Instrument	2023292015

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 1, 2019
Property Address	682 WAKULLA DR, WINTER HAVEN, FL 33884-1478
Document Number	0108261936
Book / Page	010826 / 001936
Instrument Date	Apr 25, 2019
Instrument	88463
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,064.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 WAKULLA DR WINTER HAVEN FL 338841478, WINTER HAVEN, FL 33884-1478

Mortgage

Document Number	108261938
Date	May 1, 2019
Book Page	010826/001938
Instrument	88464

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,960 (-0.05%) Land $31,350 Building $175,610	$206,960 (-0.05%) Land $31,350 Building $175,610
2025	$2,744.00 (+42.84%)	$207,060 (+40.59%) Land $31,350 Building $175,710	$207,060 (-2.32%) Land $31,350 Building $175,710
2023	$1,921.00 (+3.56%) Homeowner's exemption	$147,282 (+3%)	$211,979 (+11.99%) Land $30,525 Building $181,454
2022	$1,855.00 Homeowner's exemption	$142,992	$189,284 Land $25,575 Building $163,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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