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682 Spaulding Ave SE, Ada, MI 49301 Property Records

Kent County property record for 682 Spaulding Ave SE, Ada, MI 49301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 1962
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on File
Tax Bill$1,457 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN41-15-31-201-011

Property Details

APN / Parcel Number

Primary APN41-15-31-201-011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
Basement Area1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions176 ft deep x 110 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address682 SPAULDING AVE SE
CityADA
StateMI
Zip49301-7820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionPART OF NE 1/4 COM ON N&S 1/4 LINE 754 FT N OF CEN OF SEC TH N ALONG N&S 1/4 LINE 110 FT TH E PERP TO N&S 1/4 LINE 176 FT TH
Legal Range10W
Legal Township07N
Legal Section31
JurisdictionKENT MI
Township / Civil DivisionADA
Census Block Group1
Census Block1009
Census Tract11902

Owner

Source: Kent County records · APN 41-15-31-201-011

Assessment roll updated June 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address682 SPAULDING AVE SE, ADA, MI 49301-7820
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2025Deed of Trust, Mortgage · Line of Credit
LAKE MICHIGAN CU
Aug 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
LAKE MI CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address682 SPAULDING AVE SE, ADA, MI 49301-7820
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address682 SPAULDING AVE SE, ADA, MI 49301-7820

Mortgage

Document Number0000064864
DateOct 06, 2025
Instrument20251006-0064864
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49512
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 15, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address682 SPAULDING AVE SE, ADA, MI 49301-7820
Document Number0000076025
Instrument DateAug 31, 2017
Transaction TypeMortgage
Record UpdatedOct 02, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address682 SPAULDING AVE SE ADA MI 493017820, ADA, MI 49301-7820

Mortgage

Document Number0000076025
DateSep 11, 2017
Instrument76025
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501-2848
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueSep 10, 2042

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionAda Township
Unified School DistrictForest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,457.00 Homeowner's exemption$134,600 (+23.15%)$269,200 (+23.15%)
2023$109,300$218,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2012 · other causes

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

Based on FCC filings for 154 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemADA TOWNSHIP
serves 7,584 people
Water SourcePurchased surface water from GRAND RAPIDS
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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