Navajo County property record for 682 S Otto Dr, Snowflake, AZ 85937
| Property Type | Single Family Home |
|---|---|
| Details | 4,590 sqft · built 1984 |
| Lot Size | 11.5 acres (500,940 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,420 (2025) |
| Deeds & Mortgages | Apr 2001 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 202-31-012K |
| Primary APN | 202-31-012K |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,590 sqft Living Area |
| Gross Area | 5,175 sqft |
| 1st Floor Area | 4,586 sqft |
| Basement Area | 544 sqft |
| Finished Basement | 544 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 500,940 sqft |
| Garage Type | Attached |
| Garage Area | 585 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 682 S OTTO DR |
|---|---|
| City | SNOWFLAKE |
| State | AZ |
| Zip | 85937-6842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | SECTION 20,T13N,R21E:SE4 TRACT 15...AKA: SE4 SW4 SW4 & S 66 OF N E4 TRACT 15. OUT OF 202-31-012C & 012F FOR 97 ROLL XGR-2 |
| Legal Range | 21E |
| Legal Township | 13N |
| Legal Section | 20 |
| Legal Tract | 15 |
| Jurisdiction | NAVAJO AZ |
| Township / Civil Division | SNOWFLAKE |
| Census Block Group | 3 |
| Census Block | 3130 |
| Census Tract | 963300 |
682 S Otto Dr, a single family home, is owned by two individuals.
Source: Navajo County records, as of June 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 3, SNOWFLAKE, AZ 85937-0003 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 682 S OTTO DR, SNOWFLAKE, AZ 85937 |
| Document Number | 0000012256 |
| Instrument Date | Apr 23, 2001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2018 |
| Title Company | TRANSNATION TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 696 S OTTO DR SNOWFLAKE AZ 85937, SNOWFLAKE, AZ 85937 |
| Document Number | 0000012256 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 12256 |
| Name | WELLS FARGO HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | DES MOINES, IA 50306-5137 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | Jul 30, 2031 |
The 2025 property tax bill for 682 S Otto Dr was $1,420.
Source: Navajo County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Municipality | Snowflake Town |
| Unified School District | Snowflake Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $473,946 Land $58,774 Building $415,172 | ||
| 2025 | $1,420.00 | $47,803 Land $5,186 Building $42,617 | $478,028 Land $51,858 Building $426,170 |
| 2023 | $1,328.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 682 S Otto Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 682 S Otto Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Arizona |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SNOWFLAKE serves 5,590 people · EPA ID AZ0409029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Smith Bagley Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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