682 S 7th St, Independence, OR 97351 Property Records

Polk County property record for 682 S 7th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1974
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Jun 2017)
Tax Bill	$2,485 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08428-BC-08800`

Property Details

APN / Parcel Number

Primary APN	`08428-BC-08800`
Alternative APN	`205449`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,408 sqft
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1999
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,300 sqft (0.145 acres)
Garage Area	352 sqft
Parking Spaces	2 Parking Spaces
Patio Area	98 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	205449
Street Address	682 S 7TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ROSEDALE ADDITION LOT 13 14 BLOCK 1
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	ROSEDALE ADDITION
Legal Block	1
Legal Lot Number	13,14
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	5
Census Block	5023
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	682 S 7TH ST, INDEPENDENCE, OR 97351-1408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jun 30, 2017	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Feb 28, 2017	Personal Representative Deed, Transfer TICOR TITLE COMPANY OF OR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	20177793
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	682 S 7TH ST, INDEPENDENCE, OR 97351-1408
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008549
Date	May 19, 2021
Instrument	2021-008549

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jun 30, 2017
Property Address	682 S 7TH ST, INDEPENDENCE, OR 97351-1408
Document Number	0000007793
Instrument Date	Jun 26, 2017
Instrument	2017-007793
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIDELITY NATL TITLE CO OF OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	682 S 7TH ST, INDEPENDENCE, OR 97351-1408

Mortgage

Document Number	0000007794
Date	Jun 30, 2017
Instrument	2017-007794

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

February 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	POLK OR
Recording Date	Feb 28, 2017
Property Address	682 S 7TH ST, INDEPENDENCE, OR 97351-1408
Document Number	0000002412
Instrument Date	Feb 24, 2017
Instrument	2017-002412
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37227 FAWN DR, LEBANON, OR 97355-9254

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,270 (+3%) Land $37,440 Building $102,830	$316,420 (-3.82%) Land $150,000 Building $166,420
2025	$2,485.00 (+3.76%)	$136,190 (+2.99%) Land $36,340 Building $99,850	$328,990 (+4.42%) Land $149,300 Building $179,690
2024	$2,395.00 (-2.48%)	$132,230 (+3%) Land $35,280 Building $96,950	$315,070 (-1.39%) Land $137,000 Building $178,070
2023	$2,456.00 (+8.91%)	$128,380 (+2.99%) Land $34,250 Building $94,130	$319,510 (+7.83%) Land $138,200 Building $181,310
2022	$2,255.00	$124,650 Land $33,250 Building $91,400	$296,310 Land $117,500 Building $178,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

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