682 River Rd, Eliot, ME 03903 Property Records

York County and Eliot Town property record for 682 River Rd, Eliot, ME 03903

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,139 sqft · built 1955
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,700 (Feb 2020)
Tax Bill	$4,178 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ELIO M:50 B:22 L`

Property Details

APN / Parcel Number

Primary APN	`ELIO M:50 B:22 L`
Alternative APN	`65`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,139 sqft Living Area
Gross Area	4,178 sqft
1st Floor Area	1,314 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,143 sqft (1.22 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	65
Street Address	682 RIVER RD
City	ELIOT
State	ME
Zip	03903-1067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Block	22
Jurisdiction	ELIOT ME
Township / Civil Division	ELIOT
Census Block Group	2
Census Block	2015
Census Tract	37000

Owner

Source: York County and Eliot Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	682 RIVER RD, ELIOT, ME 03903-1067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 6, 2020	Warranty Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL
Apr 10, 2018	Grant Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2020 · Amount on Record
Deed Sale	Feb 6, 2020 · Amount on Record
Deed Document Number	20206041
Deed Book / Page	18164 / 819
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELIOT ME
Property Address	682 RIVER RD, ELIOT, ME 03903-1067
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189890631
Date	Mar 30, 2022
Book Page	18989/631
Instrument	2022014307

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELIOT ME
Recording Date	Feb 6, 2020
Property Address	682 RIVER RD, ELIOT, ME 03903-1067
Document Number	0181640819
Book / Page	18164 / 819
Instrument Date	Feb 5, 2020
Instrument	2020006041
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11 IMPERIAL DR, ELIOT, ME 03903-1179

Mortgage

Document Number	2020006042
Date	Feb 6, 2020
Instrument	2020006042

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELIOT ME
Recording Date	Apr 10, 2018
Property Address	682 RIVER RD, ELIOT, ME 03903-1067
Document Number	0176920424
Book / Page	017692 / 000424
Instrument Date	Apr 9, 2018
Instrument	13240
Transaction Type	Transfer
Record Updated	May 9, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	682 RIVER RD ELIOT ME 039031067, ELIOT, ME 03903-1067

Mortgage

Document Number	176920426
Date	Apr 10, 2018
Book Page	017692/000426
Instrument	13241

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 9, 2038

Tax Assessment & Valuation

Source: York County and Eliot Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Eliot Town
Unified School District	School Administrative District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,178.00 (-1.37%)	$371,400 (+3.89%) Land $154,600 Building $216,800
2024	$4,236.00 (+3.9%)	$357,500 (+7.42%) Land $140,700 Building $216,800
2023	$4,077.00 (+4.11%)	$332,800 (+2.84%) Land $134,300 Building $198,500	$480,605
2022	$3,916.00	$323,600 Land $134,300 Building $189,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1991–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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