682 Oneil Rd, Hudson, WI 54016 Property Records

St. Croix County property record for 682 Oneil Rd, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Aug 2026)
Tax Bill	$4,621 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-1090-70-000`

Property Details

APN / Parcel Number

Primary APN	`020-1090-70-000`
Alternative APN	`32.29.19.374G`

Exterior

Lot Area	38,333 sqft (0.88 acres)

Location & Zoning

Street Address	682 ONEIL RD
City	HUDSON
State	WI
Zip	54016-7839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 32 T29N R19W PT NE NW THE N 265.10 FT OF THE S 525.20 FT OF THE E 220 FT ASSESSED WITH P371H
Legal Range	19W
Legal Township	29N
Legal Section	32
Jurisdiction	ST CROIX WI
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2019
Census Tract	120905

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	682 ONEIL RD, HUDSON, WI 54016-7839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORPORATION
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Nov 18, 2019	Deed of Trust, Mortgage · ARM ASSOCIATED BANK
May 24, 2018	Deed, Transfer · Conventional Mortgage LAKE AREA MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2026 · Amount on Record
Deed Sale	Aug 13, 2026 · Amount on Record
Prior Sale	May 24, 2018 · Amount on Record
Deed Document Number	20261211503
Prior Transfer Date	Feb 1, 2011
Prior Transfer Doc	0000937318
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Aug 13, 2026
Property Address	682 ONEIL RD, HUDSON, WI 54016-7839
Document Number	0001211503
Instrument Date	Aug 5, 2026
Instrument	20261211503
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	BURNET TITLE LLC, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 ONEIL RD, HUDSON, WI 54016-7839

Mortgage

Document Number	0001211504,
Date	Aug 13, 2026
Instrument	20261211504

Lender

Name	SUMMIT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	682 ONEIL RD, HUDSON, WI 54016-7839
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001125186
Date	Mar 11, 2021
Instrument	1125186

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2051

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	682 ONEIL RD, HUDSON, WI 54016-7839
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001092558
Date	Nov 18, 2019
Instrument	1092558

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.38%
Index	1-Year LIBOR

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CROIX WI
Recording Date	May 24, 2018
Property Address	682 ONEIL RD, HUDSON, WI 54016-7839
Document Number	0001065448
Instrument Date	May 24, 2018
Instrument	1065448
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	PREMIER TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001065449
Date	May 24, 2018
Instrument	1065449

Lender

Name	LAKE AREA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,621.00 Homeowner's exemption
2025	$4,621.00 (+7.39%) Homeowner's exemption	$445,900 (-) Land $70,400 Building $375,500	$445,900 (-) Land $70,400 Building $375,500
2023	$4,303.00 Homeowner's exemption	$445,900 Land $70,400 Building $375,500	$445,900 Land $70,400 Building $375,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Baldwin Telecom, Midco.

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