Hillsborough County property record for 682 Olive Conch St, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,516 sqft · built 2021 |
| Lot Size | 0.147 acres (6,415 sqft) |
| Owner | Individual Name on File |
| Last Sale | $304,500 (Jun 2025) |
| Tax Bill | $7,181 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0563621740 |
| Primary APN | 0563621740 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,516 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,415 sqft (0.147 acres) |
| Lot Dimensions | 125 ft deep x 51.3 ft wide |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0563621740 |
|---|---|
| Street Address | 682 OLIVE CONCH ST |
| City | RUSKIN |
| State | FL |
| Zip | 33570-2083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | SHELL COVE PHASE 1 LOT 365 |
| Legal Section | 06 |
| Legal Subdivision | SHELL COVE PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 365 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 14121 |
Source: Hillsborough County assessment roll, APN 0563621740, as of July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 682 OLIVE CONCH ST, RUSKIN, FL 33570-2083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2025 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jun 24, 2021 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Mar 19, 2020 | Loan Modification, Mortgage · Line of Credit IBERIABANK |
| Mar 12, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2025 · Amount on Record |
| Deed Sale | Jun 25, 2025 · Amount on Record |
| Prior Sale | Jun 24, 2021 · Amount on Record |
| Deed Document Number | 2025275087 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 25, 2025 |
| Property Address | 682 OLIVE CONCH ST, RUSKIN, FL 33570-2083 |
| Document Number | 0000275087 |
| Map Reference | MB 137 PG 58 |
| Instrument Date | Jun 24, 2025 |
| Instrument | 2025275087 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ALL AMER TTL INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,131.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1013 LAVENDER CIR, CHARLOTTE, NC 28262-6502 |
| Name | Verified Name |
|---|---|
| Address | 682 OLIVE CONCH ST, RUSKIN, FL 33570-2083 |
| Document Number | 0000275088 |
|---|---|
| Date | Jun 25, 2025 |
| Instrument | 2025275088 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 24, 2021 |
| Property Address | 682 OLIVE CONCH ST, RUSKIN, FL 33570-2083 |
| Document Number | 0000319160 |
| Map Reference | MB 137 PG 58 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 2021319160 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 12, 2022 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,999.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935 |
| Name | Verified Name |
|---|---|
| Address | 682 OLIVE CONCH ST, RUSKIN, FL 33570-2083 |
| Document Number | 0000319161 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021319161 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 682 OLIVE CONCH ST, RUSKIN, FL 33570-2083 |
| Document Number | 0000115769 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3680 AVALON PARK EAST BLVD #30 ORLANDO FL 328289372, 30, ORLANDO, FL 32828-9372 |
| Document Number | 0000115769 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 115769 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | 200 W CONGRESS ST, LAFAYETTE, LA 70501-6873 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 12, 2020 |
| Property Address | 682 OLIVE CONCH ST, RUSKIN, FL 33570-2083 |
| Document Number | 0000097531 |
| Instrument Date | Mar 09, 2020 |
| Instrument | 97531 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $47,040.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3680 AVALON PARK EAST BLVD #300 ORLANDO FL 328289373, 300, ORLANDO, FL 32828-9373 |
| Investor | Possibly a Property Investor |
Source: Hillsborough County assessment roll as of July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,181.00 (+14.68%) Homeowner's exemption | $253,901 (+5.63%) Land $70,565 Building $183,336 | $253,901 (+5.63%) Land $70,565 Building $183,336 |
| 2023 | $6,262.00 (+0.35%) Homeowner's exemption | $240,370 (-1.03%) Land $64,150 Building $176,220 | $240,370 (-1.03%) Land $64,150 Building $176,220 |
| 2022 | $6,240.00 Homeowner's exemption | $242,874 Land $51,320 Building $191,554 | $242,874 Land $51,320 Building $191,554 |
Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), as of September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570141211, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 241 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 241 in force |
| Nearby Flood Claims | 85 (1982–2024) |
| Claims Outside the SFHA | 8 of 85 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 493 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL6290787, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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