682 McCoy Ln, Webster, KY 40176 Property Records

Breckinridge County property record for 682 McCoy Ln, Webster, KY 40176

Property Summary

Property Type	Rural Home
Details	1,440 sqft
Lot Size	38.6 acres (1,684,901 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (May 2025)
Tax Bill	$366 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`99-12A`

Property Details

APN / Parcel Number

Primary APN	`99-12A`
Alternative APN	`28710`

Interior

Building Area	1,440 sqft Total Area

Exterior

Roof Material	Metal
Lot Area	1,684,901 sqft (38.6 acres)

Location & Zoning

Account Number	28710
Street Address	682 MCCOY LN
City	WEBSTER
State	KY
Zip	40176-5219
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	( FARM & HOUSE & BLDG)
Legal Subdivision	ROBINSON FARM
Jurisdiction	BRECKINRIDGE KY
Township / Civil Division	IRVINGTON
Census Block Group	3
Census Block	3085
Census Tract	960100

Owner

Source: Breckinridge County records · APN 99-12A

Assessment roll updated November 20, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1136 PALACE PL, LAKELAND, FL 33813-2262
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Closed-End Mortgage FIRST STATE BANK
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Aug 17, 2023	Deed of Trust, Mortgage · Closed-End Mortgage FIRST STATE BANK
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Aug 16, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	2025940173
Deed Book / Page	474 / 307
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	682 MCCOY LN, WEBSTER, KY 40176-5219
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 MCCOY LN, WEBSTER, KY 40176-5219

Mortgage

Document Number	00M594/610
Date	Feb 25, 2026
Book Page	M594/610
Instrument	2020950623

Lender

Name	FIRST STATE BANK
Type	Bank
Address	240 N 1ST ST, IRVINGTON, KY 40146

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 13, 2046

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	682 MCCOY LN, WEBSTER, KY 40176-5219
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 37, WEBSTER, KY 40176-0037

Mortgage

Document Number	00M512/414
Date	Sep 22, 2021
Book Page	M512/414
Instrument	2020904516

Lender

Name	FIRST STATE BANK
Type	Bank
Address	IRVINGTON, KY 40146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Sep 20, 2033

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	682 MCCOY LN, WEBSTER, KY 40176-5219
Transaction Type	Mortgage
Record Updated	Sep 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 37, WEBSTER, KY 40176-0037

Mortgage

Document Number	00M549/382
Date	Aug 17, 2023
Book Page	M549/382
Instrument	2020919034

Lender

Name	FIRST STATE BANK
Type	Bank
Address	IRVINGTON, KY 40146

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 20, 2048

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	682 MCCOY LN, WEBSTER, KY 40176-5219
Transaction Type	Mortgage
Record Updated	Oct 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 37, WEBSTER, KY 40176-0037

Mortgage

Document Number	512/414
Date	Sep 22, 2021
Book Page	512/414
Instrument	2020904516

Lender

Name	FIRST STATE BANK
Type	Bank
Address	IRVINGTON, KY 40146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Sep 20, 2033

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Aug 16, 2017
Property Address	682 MCCOY LN, WEBSTER, KY 40176-5219
Document Number	405/148
Book / Page	405 / 148
Instrument Date	Aug 04, 2017
Instrument	2017005132
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Amount	Amount Recorded
Tax	$77.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 SAINT ANDREWS DR, 514, VINE GROVE, KY 40175-9670

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 37, WEBSTER, KY 40176-0037

Tax Assessment & Valuation

Source: Breckinridge County records · Assessment roll updated November 20, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$366.00 (+1.95%)	$34,550 (-) Land $12,550 Building $22,000	$120,000 (-) Land $98,000 Building $22,000
2023	$359.00 (-4.01%)	$34,550 (-3.76%) Land $12,550 Building $22,000	$120,000 (+4.35%) Land $98,000 Building $22,000
2022	$374.00	$35,900 Land $13,900 Building $22,000	$115,000 Land $93,000 Building $22,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Cell Coverage

5G and 4G LTE (outdoors only)

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