Polk County property record for 682 Larue Ct, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,000 sqft · built 1993 |
| Lot Size | 0.235 acres (10,254 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,000 (Mar 2023) |
| Tax Bill | $1,514 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-35-363482-000290 |
| Primary APN | 25-29-35-363482-000290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| Gross Area | 1,377 sqft |
| 1st Floor Area | 1,000 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,254 sqft (0.235 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 377 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|
| Street Address | 682 LARUE CT |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-8605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GANDY GROVE ESTATES PHASE TWO PB 95 PG 2 LOT 29 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 35 |
| Legal Subdivision | GANDY GROVE ESTATES PHASE 02 |
| Legal Phase | 2 |
| Legal Tract | 363482 |
| Legal Block | 2 |
| Legal Lot Number | 29 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 14501 |
682 Larue Ct is owned and occupied by two individuals who bought it in March 2023.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 682 LARUE CT, BARTOW, FL 33830-8605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2023 | Warranty Deed, Transfer · FHA Mortgage AMERICAN LIBERTY MORTGAGE INC |
| Apr 5, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 4, 2019 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2023 · Amount on File |
| Deed Sale | Mar 10, 2023 · Amount on File |
| Prior Sale | Mar 4, 2019 · Amount on File |
| Deed Document Number | 202357450 |
| Deed Book / Page | 12612 / 528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 10, 2023 |
| Property Address | 682 LARUE CT, BARTOW, FL 33830-8605 |
| Document Number | 0000057450 |
| Book / Page | 12612 / 528 |
| Map Reference | MB 95 PG 2 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 2023057450 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2023 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,393.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 692 LARUE CT, BARTOW, FL 33830-8605 |
| Name | Verified Name |
|---|---|
| Address | 682 LARUE CT, BARTOW, FL 33830-8605 |
| Document Number | 0012612530 |
|---|---|
| Date | Mar 10, 2023 |
| Instrument | 12612/530 |
| Name | AMERICAN LIBERTY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 682 LARUE CT, BARTOW, FL 33830-8605 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 682 LARUE CT, BARTOW, FL 33830-8605 |
| Document Number | 0000083000 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 11648/1558 |
| Instrument | 2021083000 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Mar 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 4, 2019 |
| Property Address | 682 LARUE CT, BARTOW, FL 33830-8605 |
| Document Number | 0107662164 |
| Book / Page | 010766 / 002164 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 42991 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC/WINT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 682 LARUE CT BARTOW FL 338308605, BARTOW, FL 33830-8605 |
| Document Number | 107662166 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 010766/002166 |
| Instrument | 42992 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2049 |
The 2025 property tax bill for 682 Larue Ct was $1,514 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,588 (+2.7%) | $174,976 (+7.86%) Land $40,000 Building $134,976 | |
| 2025 | $1,514.00 Homeowner's exemption | $157,340 | $162,227 Land $25,000 Building $137,227 |
| 2023 | $1,286.00 (+4.72%) | $101,610 (+3%) | $161,688 (+18.22%) Land $8,900 Building $152,788 |
| 2022 | $1,228.00 Homeowner's exemption | $98,650 | $136,763 Land $7,400 Building $129,363 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 682 Larue Ct in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 23 (1979–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 682 Larue Ct is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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