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682 Jane Cir, Charleston, SC 29412 Property Records

Charleston County property record for 682 Jane Cir, Charleston, SC 29412

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,959 sqft · built 1977
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$368,000 (May 2013)
Tax Bill$2,475 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN454-01-00-124

Property Details

APN / Parcel Number

Primary APN454-01-00-124

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,959 sqft Living Area
1st Floor Area882 sqft
Upper Floors Area1,077 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleMulti-Family
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces
Pool Area448 sqft
PorchSlab
Porch Area186 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address682 JANE CIR
CityCHARLESTON
StateSC
Zip29412-4519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -CLEARVIEW DESCRIPTION -LT 10 BLK W
Legal SubdivisionCLEARVIEW
Legal BlockW
Legal Lot Number10
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group1
Census Block1025
Census Tract2007

Owner

682 Jane Cir is owned and occupied by two individuals who bought it in May 2013.

Source: Charleston County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address682 JANE CIR, CHARLESTON, SC 29412-4519
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2013 · Amount on File
Deed SaleMay 2, 2013 · Amount on File
Deed Book / Page328 / 10
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address682 JANE CIR, CHARLESTON, SC 29412-4519
Transaction TypeMortgage
Record UpdatedJan 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010310763
DateSep 13, 2021
Book Page1031/763
Lender
NameCOGENT BANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 682 Jane Cir was $2,475, up 12.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,475.00 (+12.35%)$478,400 (+2,775%) Land $194,925 Building $283,475$658,000 Land $311,200 Building $346,800
2024$2,203.00$16,640
2022$2,048.00$16,640$416,000 Land $169,500 Building $246,500
2020$416,000 Land $169,500 Building $246,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 682 Jane Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 217 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies217 in force
Nearby Flood Claims150 (1978–2024)
Claims Outside the SFHA16 of 150
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 11 claims
  • Severe Storms And Flooding, Oct 2015 · 13 claims
  • Hurricane Hugo, Sep 1989 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 682 Jane Cir is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 42% of South Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jane Cir

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