682 Houston Rd, Troutman, NC 28166 Property Records

Iredell County property record for 682 Houston Rd, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,992 sqft · built 2008
Lot Size	0.781 acres (34,020 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Nov 2025)
Tax Bill	$2,818 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4750-71-7619.000`

Property Details

APN / Parcel Number

Primary APN	`4750-71-7619.000`
Alternative APNs	`80025336` `80100674`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,992 sqft Heated Area
Gross Area	3,906 sqft
1st Floor Area	2,992 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	34,020 sqft (0.781 acres)
Lot Width	220 ft Width
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	473 sqft
Patio Area	210 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80100674
Street Address	682 HOUSTON RD
City	TROUTMAN
State	NC
Zip	28166-8745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L9 GEORGIA MILLS PLANTAT ION PB 50-94
Legal Subdivision	GEORGIA MILLS PLANTATION
Legal Block	71
Legal Lot Number	9
Jurisdiction	IREDELL NC
Township / Civil Division	BARRINGER
Census Block Group	2
Census Block	2013
Census Tract	61302

Owner

682 Houston Rd is owned by two individuals who bought it in November 2025.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	138 GRESHAM LN, MOORESVILLE, NC 28117-6914
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Nov 5, 2025	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Mar 23, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Prior Sale	Mar 23, 2023 · Amount on File
Deed Book / Page	3173 / 2302
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	682 HOUSTON RD, TROUTMAN, NC 28166-8745
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028582051
Date	Oct 6, 2021
Book Page	2858/2051

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Nov 5, 2025
Property Address	682 HOUSTON RD, TROUTMAN, NC 28166-8745
Document Number	0031732302
Book / Page	3173 / 2302
Map Reference	MB 54 PG 82
Instrument Date	Nov 3, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	24 HOUR CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 ARDEN CT, TROUTMAN, NC 28166-8538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 GRESHAM LN, MOORESVILLE, NC 28117-6914

Mortgage

Document Number	0031732304
Date	Nov 5, 2025
Instrument	3173/2304

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Mar 23, 2023
Property Address	682 HOUSTON RD, TROUTMAN, NC 28166-8745
Document Number	0002982589
Book / Page	2982 / 589
Map Reference	MB 54 PG 82
Instrument Date	Jan 14, 2023
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 HOUSTON RD, TROUTMAN, NC 28166-8745

Mortgage

Document Number	0002982592
Date	Mar 23, 2023
Instrument	2982/592

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 682 Houston Rd was $2,818.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,600 (-) Land $50,000 Building $417,600	$467,600 (-) Land $50,000 Building $417,600
2025	$2,818.00	$467,600 (-) Land $50,000 Building $417,600	$467,600 (-) Land $50,000 Building $417,600
2024	$2,818.00	$467,600 (-) Land $50,000 Building $417,600	$467,600 (-) Land $50,000 Building $417,600
2023	$2,818.00 (+34.19%)	$467,600 (+43.77%) Land $50,000 Building $417,600	$467,600 (+43.77%) Land $50,000 Building $417,600
2022	$2,100.00	$325,250 Land $40,000 Building $285,250	$325,250 Land $40,000 Building $285,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 682 Houston Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 682 Houston Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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