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682 Garfield Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 682 Garfield Ave, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,471 sqft · built 1948
Lot Size0.232 acres (10,100 sqft)
Owner2 Trust Names on File
Last Sale$150,000 (Dec 1999)
Tax Bill$3,514 (2025)
Deeds & MortgagesDec 2023 Transfer
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN481-150-06-00

Property Details

APN / Parcel Number

Primary APN481-150-06-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,471 sqft Living Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area10,100 sqft (0.232 acres)
Lot Dimensions135 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address682 GARFIELD AVE
CityEL CAJON
StateCA
Zip92020-2016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 6 BLKS 16 19 & 20 TR 002266
Legal SubdivisionFLETCHER HILLS
Legal Tract002266
Legal Block16
Legal Lot Number6
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3017
Census Tract16201

Owner

682 Garfield Ave is owner-occupied and held in a trust since November 2023.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address682 GARFIELD AVE, EL CAJON, CA 92020-2016
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2023Intrafamily Transfer, Transfer
Jan 12, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
LADERA LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 1999 · Amount on File
Deed SaleDec 27, 1999 · Amount on File
Deed Document Number1999834699
Last Transfer DateNov 29, 2023
Transfer Doc0000335246
Record UpdatedSep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 6, 2023
Property Address682 GARFIELD AVE, EL CAJON, CA 92020-2016
Document Number0000335246
Map ReferenceMAP 2266
Instrument DateNov 29, 2023
Instrument2023-0335246
Transaction TypeTransfer
Record UpdatedDec 15, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address682 GARFIELD AVE, EL CAJON, CA 92020-2016

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 12, 2022
Property Address682 GARFIELD AVE, EL CAJON, CA 92020-2016
Document Number0000016324
Map ReferenceMAP 2266
Instrument DateSep 7, 2021
Instrument2022-0016324
Transaction TypeTransfer
Record UpdatedJan 19, 2022
Title CompanyUNISOURCE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address682 GARFIELD AVE, EL CAJON, CA 92020-2016

Mortgage

Document Number0000016325
DateJan 12, 2022
Instrument2022-0016325
Lender
NameLADERA LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 682 Garfield Ave was $3,514 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$235,135 (+2%) Land $133,246 Building $101,889
2025$3,514.00 Homeowner's exemption$230,526 Land $130,634 Building $99,892
2023$3,445.00 (-8.11%) Homeowner's exemption$221,576 Land $125,562 Building $96,014
2022$3,749.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 682 Garfield Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1980–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimDec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 682 Garfield Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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