682 Fairway Dr, Covington, TN 38019 Property Records

Tipton County property record for 682 Fairway Dr, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,541 sqft · built 2022
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$36,100 (Feb 2019)
Tax Bill	$3,494 (2022)
Deeds & Mortgages	May 2020 Construction Loan Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084050L B 00600`

Property Details

APN / Parcel Number

Primary APN	`084050L B 00600`
Alternative APN	`050L B 00600`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,541 sqft Living Area
1st Floor Area	1,921 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	826 sqft
Parking Spaces	3 Parking Spaces
Pool Area	544 sqft
Porch	Slab
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	682 FAIRWAY DR
City	COVINGTON
State	TN
Zip	38019-3593
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C14
Legal Subdivision	FAIRWAY EST SEC B
Legal Lot Number	145
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	2
Census Block	2011
Census Tract	40602

Owner

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 893, COVINGTON, TN 38019-0893
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage · Construction Mortgage PATRIOT BANK
Jan 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CADENCE BANK NA
Apr 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 8, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2019 · Amount on Record
Deed Sale	Feb 8, 2019 · Amount on Record
Prior Sale	Apr 15, 2016 · Amount on Record
Deed Document Number	2019220617
Deed Book / Page	1787 / 907
Last Transfer Date	Apr 16, 2020
Transfer Doc	1840773
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	682 FAIRWAY DR, COVINGTON, TN 38019-3593
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001843485
Date	May 14, 2020
Book Page	1843/485
Instrument	233174

Lender

Name	PATRIOT BANK
Type	Bank
Address	ARLINGTON, TN 38002

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 10, 2021

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TIPTON TN
Recording Date	Jan 14, 2022
Property Address	682 FAIRWAY DR, COVINGTON, TN 38019-3593
Document Number	0001942229
Book / Page	1942 / 229
Map Reference	CAB H SL 448
Instrument Date	Jan 4, 2022
Instrument	253204
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 893, COVINGTON, TN 38019-0893

Mortgage

Document Number	0000253205
Date	Jan 14, 2022
Instrument	253205

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Apr 20, 2020
Property Address	682 FAIRWAY DR, COVINGTON, TN 38019-3593
Document Number	1840773
Book / Page	001840 / 000773
Instrument Date	Apr 16, 2020
Instrument	232607
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 893 COVINGTON TN 380190893, COVINGTON, TN 38019-0893

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Feb 8, 2019
Property Address	682 FAIRWAY DR, COVINGTON, TN 38019-3593
Document Number	1787907
Book / Page	001787 / 000907
Instrument Date	Feb 8, 2019
Instrument	220617
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$133.57
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 CHARLES PL MUNFORD TN 380584747, MUNFORD, TN 38058-4747

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$164,200 (-) Land $13,600 Building $150,600
2023		$164,200 Land $13,600 Building $150,600
2022	$3,494.00
2020			$656,800 Land $54,400 Building $602,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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