682 E Palmer St, Raeford, NC 28376 Property Records

Hoke County property record for 682 E Palmer St, Raeford, NC 28376

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,698 sqft · built 1904
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Dec 2023)
Tax Bill	$2,383 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`694341301041`

Property Details

APN / Parcel Number

Primary APN	`694341301041`
Alternative APNs	`112207` `247210` `251431`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,698 sqft Living Area
1st Floor Area	992 sqft
Upper Floors Area	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	152,460 sqft (3.5 acres)
Garage Type	Attached
Garage Area	296 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	696 sqft
Shed	1 Shed
Shed Area	624 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	251431
Street Address	682 E PALMER ST
City	RAEFORD
State	NC
Zip	28376-6647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARNETT 4-235/8 1570/301 .06 AC TO DOT 2007 DONALD FOSTER
Legal Township	06
Legal Section	94
Legal Subdivision	RAEFORD TOWNSHIP
Jurisdiction	HOKE NC
Township / Civil Division	RAEFORD
Census Block Group	1
Census Block	1054
Census Tract	970202

Owner

682 E Palmer St is owned and occupied by two individuals who bought it in December 2023.

Source: Hoke County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	682 E PALMER ST, RAEFORD, NC 28376-6647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Feb 9, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Mar 22, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on File
Deed Sale	Dec 15, 2023 · Amount on File
Prior Sale	Feb 9, 2022 · Amount on File
Deed Document Number	20237933
Deed Book / Page	1514 / 371
Prior Transfer Date	Mar 17, 2017
Prior Transfer Doc	1187/0709
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOKE NC
Recording Date	Dec 15, 2023
Property Address	682 E PALMER ST, RAEFORD, NC 28376-6647
Document Number	001514/371
Book / Page	1514 / 371
Instrument Date	Nov 8, 2023
Instrument	7933
Transaction Type	Transfer
Record Updated	Dec 28, 2023

Transaction

Amount	Amount on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 RED CLOUD RD, FORT NOVOSEL, AL 36362-2326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 E PALMER ST, RAEFORD, NC 28376-6647

Mortgage

Document Number	0000007934
Date	Dec 15, 2023
Instrument	7934

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Mortgage

Document Number	001514/374
Date	Dec 15, 2023
Book Page	1514/374
Instrument	7934

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Address	1177 WEST LOOP S STE 700, HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOKE NC
Recording Date	Feb 9, 2022
Property Address	682 E PALMER ST, RAEFORD, NC 28376-6647
Document Number	001425/125
Book / Page	1425 / 125
Instrument Date	Dec 10, 2021
Instrument	1175
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 NE 13TH ST, 137, OAK ISLAND, NC 28465-6410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 E PALMER ST, RAEFORD, NC 28376-6647

Mortgage

Document Number	0000001176
Date	Feb 9, 2022
Instrument	1176

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOKE NC
Recording Date	Mar 22, 2017
Property Address	682 E PALMER ST, RAEFORD, NC 28376-6647
Document Number	1187/0709
Book / Page	1187 / 0709
Instrument Date	Mar 17, 2017
Instrument	01791
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	682 E PALMER ST, 682, RAEFORD, NC 28376-6647

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	682 E PALMER ST, RAEFORD, NC 28376-6647

Tax Assessment & Valuation

The 2026 property tax bill for 682 E Palmer St was $2,383.

Source: Hoke County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Hoke County
Unified School District	Hoke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,383.00	$271,510 (-) Land $52,060 Building $219,450	$271,510 (-) Land $52,060 Building $219,450
2025	$2,383.00	$271,510 Land $52,060 Building $219,450	$271,510 Land $52,060 Building $219,450
2023		$220,990 Land $45,190 Building $175,800	$220,990 (-) Land $45,190 Building $175,800
2022	$1,964.00		$220,990 Land $45,190 Building $175,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 682 E Palmer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 682 E Palmer St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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