682 Debra Dr, Des Plaines, IL 60016 Property Records

Cook County property record for 682 Debra Dr, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,015 sqft · built 1963
Lot Size	0.167 acres (7,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jun 2025)
Tax Bill	$7,094 (2023)
Deeds & Mortgages	Apr 2026 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-13-310-031`

Property Details

APN / Parcel Number

Primary APN	`08-13-310-031`
Alternative APN	`08-13-310-031-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,015 sqft Living Area
1st Floor Area	1,015 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,260 sqft (0.167 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	682 DEBRA DR
City	DES PLAINES
State	IL
Zip	60016-2573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	11E
Legal Township	41N
Legal Section	13
Legal Subdivision	OWNERS SUBDIVISION
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	3
Census Block	3001
Census Tract	804902

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	682 DEBRA DR, DES PLAINES, IL 60016-2573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 19, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 6, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	May 19, 2022 · Amount on Record
Deed Document Number	202520202
Prior Transfer Date	May 29, 2019
Prior Transfer Doc	0000055507
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Apr 1, 2026
Property Address	682 DEBRA DR, DES PLAINES, IL 60016-2573
Document Number	0000002100
Instrument Date	Mar 23, 2026
Instrument	20262100
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	682 DEBRA DR, DES PLAINES, IL 60016-2573

Mortgage

Document Number	0000002100,
Date	Apr 1, 2026
Instrument	20262100

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.25%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 19, 2022
Property Address	682 DEBRA DR, DES PLAINES, IL 60016-2573
Document Number	0013920145
Map Reference	DOC 1968102
Instrument Date	May 9, 2022
Instrument	2213920145
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	682 DEBRA DR, DES PLAINES, IL 60016-2573

Mortgage

Document Number	0013920146
Date	May 19, 2022
Instrument	2213920146

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jun 11, 2019
Property Address	682 DEBRA DR, DES PLAINES, IL 60016-2573
Document Number	1916255507
Instrument Date	May 29, 2019
Instrument	16255507
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	682 DEBRA DR DES PLAINES IL 600162573, DES PLAINES, IL 60016-2573

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	COOK IL
Recording Date	Jun 6, 2019
Property Address	682 DEBRA DR, DES PLAINES, IL 60016-2573
Document Number	1915716004
Instrument Date	May 29, 2019
Instrument	15716004
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 DEBRA DR DES PLAINES IL 600162573, DES PLAINES, IL 60016-2573

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Des Plaines City
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Community Consolidated School District 59 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,000 (+14.29%) Land $7,623 Building $24,377	$320,000 (+14.29%) Land $76,230 Building $243,770
2023	$7,094.00 (+34.08%)
2022	$5,291.00 Homeowner's exemption Senior Citizen's exemption	$28,000 Land $6,534 Building $21,466	$280,000 Land $65,340 Building $214,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1978–2011)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jul 2011 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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