682 Colonial St, Layton, UT 84041 Property Records

Davis County property record for 682 Colonial St, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,504 sqft · built 2005
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$510,720 (Apr 2023)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-094-0094`

Property Details

APN / Parcel Number

Primary APN	`10-094-0094`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,504 sqft Living Area
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	682 COLONIAL ST
City	LAYTON
State	UT
Zip	84041-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 94, ASPEN EAST SUB #3. CONT. 0.19 ACRES
Legal Subdivision	APSEN EAST SUBDIVISION 3
Legal Lot Number	94
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2007
Census Tract	125905

Owner

682 Colonial St is owned and occupied by two individuals who bought it in April 2023.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	682 COLONIAL ST, LAYTON, UT 84041-3330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Warranty Deed, Transfer · Conventional Mortgage INTERCAP LENDING
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 25, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY SERVICE FCU
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on File
Deed Sale	Apr 3, 2023 · Amount on File
Prior Sale	Aug 5, 2014 · Amount on File
Deed Document Number	20233523275
Deed Book / Page	8225 / 175
Prior Transfer Date	Feb 24, 2005
Prior Transfer Doc	0002058557
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Apr 3, 2023
Property Address	682 COLONIAL ST, LAYTON, UT 84041-3330
Document Number	008225/175
Book / Page	8225 / 175
Instrument Date	Mar 31, 2023
Instrument	3523275
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	LINCOLN TITLE INSURANCE, LINCOLN TITLE INSURANC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	682 COLONIAL ST, LAYTON, UT 84041-3330

Mortgage

Document Number	0003523284
Date	Apr 3, 2023
Instrument	3523284

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	682 COLONIAL ST, LAYTON, UT 84041-3330
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	COTTONWOOD TITLE INSURANCE, COTTONWOOD TITLE INS AG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7779/318
Date	Jun 11, 2021
Book Page	7779/318
Instrument	3390512

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	682 COLONIAL ST, LAYTON, UT 84041-3330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN SECURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003140134
Date	Jan 25, 2019
Book Page	7186/0045
Instrument	3140134

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2034

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	682 COLONIAL ST, LAYTON, UT 84041-3330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COTTONWOOD TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003188690
Date	Sep 20, 2019
Book Page	7351/0630
Instrument	3188690

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 682 Colonial St was $2,263, down 0.9% from the year before.

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,699 (+5.09%) Land $112,198 Building $137,501	$454,000 (+5.09%) Land $203,997 Building $250,003
2025	$2,263.00 (-0.88%)	$237,600 Land $101,220 Building $136,380	$432,000 Land $184,036 Building $247,964
2024	$2,283.00 (+0.84%)
2023	$2,264.00 (-1.01%)	$422,000 Land $140,713 Building $281,287	$422,000 Land $140,713 Building $281,287
2022	$2,287.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 682 Colonial St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1991)
Most Recent Claim	Jul 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 682 Colonial St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband, Utah Broadband.

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