Muskegon County property record for 6815 Zellar Rd, Whitehall, MI 49461
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,843 sqft · built 1999 |
| Lot Size | 9.74 acres (424,274 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,806 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-06-104-100-0028-20 |
| Primary APN | 61-06-104-100-0028-20 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,843 sqft Living Area |
| 1st Floor Area | 2,803 sqft |
| Basement Area | 2,803 sqft |
| Unfinished Basement | 2,803 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 424,274 sqft (9.74 acres) |
| Garage Area | 2,310 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6815 ZELLAR RD |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-8900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | FRUITLAND TOWNSHIP SEC 4 T11 N R17 W BEG ON N & S 1/4 LN S 0 DEG 24'22 E 1200 FT FROM N 1/4 COR TH ALG SD 1/4 LN S 0 DEG |
| Legal Range | 17W |
| Legal Township | 11N |
| Legal Section | 04 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | FRUITLAND |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 3701 |
Source: Muskegon County records · APN 61-06-104-100-0028-20
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4313 CREEKSIDE DR, WHITEHALL, MI 49461-9643 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 03, 2024 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Apr 26, 2019 | Deed of Trust, Mortgage · Line of Credit HARBORLIGHT CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 18, 2003 |
| Transfer Doc | 0005040057 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 6815 ZELLAR RD, WHITEHALL, MI 49461-8900 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6815 ZELLAR RD, WHITEHALL, MI 49461-8900 |
| Document Number | 004356/838 |
|---|---|
| Date | May 03, 2024 |
| Book Page | 4356/838 |
| Instrument | 5822407 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | 4027 LAKE DR SE, GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 6815 ZELLAR RD, WHITEHALL, MI 49461-8900 |
| Document Number | 0005654869 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6815 ZELLAR RD WHITEHALL MI 494618900, WHITEHALL, MI 49461-8900 |
| Document Number | 0005654869 |
|---|---|
| Date | May 06, 2019 |
| Book Page | 004189/000136 |
| Instrument | 5654869 |
| Name | HARBORLIGHT CU |
|---|---|
| Type | Credit Union |
| Address | WHITEHALL, MI 49461-1848 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 05, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Muskegon County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Fruitland Township |
| Unified School District | Whitehall School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $304,500 (+6.77%) | $609,000 (+6.77%) | |
| 2025 | $6,806.00 | $285,200 | $570,400 |
Source: FEMA National Flood Hazard Layer as of October 6, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Sep 2019 · other causes |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 73 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WHITEHALL serves 2,902 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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