6815 Sundrop St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6815 Sundrop St, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,456 sqft · built 2014
Lot Size	0.108 acres (4,704 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jun 2024)
Tax Bill	$3,295 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-2989-0001-049G`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-2989-0001-049G`
Alternative APNs	`26323029890001049G` `156582`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,456 sqft Living Area
Gross Area	3,167 sqft
1st Floor Area	1,261 sqft
Upper Floors Area	1,195 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,704 sqft (0.108 acres)
Lot Dimensions	112 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6815 SUNDROP ST
City	HARMONY
State	FL
Zip	34773-6072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 49G
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY NBHDS G H F
Legal Tract	2989
Legal Block	49G
Legal Lot Number	49G
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2114
Census Tract	43801

Owner

Source: Osceola County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6815 SUNDROP ST, HARMONY, FL 34773-6072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · VA Mortgage IMPERIAL LENDING LLC
Jan 4, 2022	Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 29, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage COASTAL COMMUNITY FCU
Apr 7, 2017	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL ACCPTNC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2024 · Amount on Record
Deed Sale	Jun 17, 2024 · Amount on Record
Prior Sale	Jan 4, 2022 · Amount on Record
Deed Document Number	202479552
Deed Book / Page	6618 / 426
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Aug 20, 2026
Property Address	6815 SUNDROP ST, HARMONY, FL 34773-6072
Document Number	0000108372
Book / Page	7022 / 1506
Instrument Date	Aug 1, 2026
Instrument	2026108372
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6815 SUNDROP ST, HARMONY, FL 34773-6072

Mortgage

Document Number	0000108372,
Date	Aug 20, 2026
Book Page	7022/1506
Instrument	2026108372

Lender

Name	IMPERIAL LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 4, 2022
Property Address	6815 SUNDROP ST, HARMONY, FL 34773-6072
Document Number	0061211308
Book / Page	6121 / 1308
Map Reference	MB 19 PG 163
Instrument Date	Dec 30, 2021
Instrument	2022001184
Transaction Type	Transfer
Record Updated	Jan 20, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3310 CAT BRIER TRL, 3310, HARMONY, FL 34773-6028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6815 SUNDROP ST, HARMONY, FL 34773-6072

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6815 SUNDROP ST, HARMONY, FL 34773-6072
Transaction Type	Mortgage
Record Updated	Jun 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6815 SUNDROP ST, HARMONY, FL 34773-6072

Mortgage

Document Number	0059650160
Date	May 24, 2021
Book Page	5965/160
Instrument	2021080210

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6815 SUNDROP ST, HARMONY, FL 34773-6072
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052451042
Date	Nov 29, 2017
Book Page	5245/1042
Instrument	2017168947

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6815 SUNDROP ST, HARMONY, FL 34773-6072
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057082153
Date	Apr 15, 2020
Book Page	5708/2153
Instrument	2020051634

Lender

Name	COASTAL COMMUNITY FCU
Type	Credit Union
Address	CORPUS CHRISTI, TX 78414

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 7, 2017
Property Address	6815 SUNDROP ST, HARMONY, FL 34773-6072
Document Number	0051282160
Book / Page	005128 / 002160
Instrument Date	Mar 9, 2017
Instrument	52465
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,694.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6815 SUNDROP ST HARMONY FL 347736072, HARMONY, FL 34773-6072

Mortgage

Document Number	51282162
Date	Apr 7, 2017
Book Page	005128/002162
Instrument	52466

Lender

Name	RESIDENTIAL ACCPTNC
Address	TAMPA, FL 33609

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,295.00 (-59.43%)	$364,300 (-0.08%) Land $65,000 Building $299,300	$364,300 (-0.08%) Land $65,000 Building $299,300
2023	$8,121.00 (+9.74%)	$364,600 (+13.05%) Land $65,000 Building $299,600	$364,600 (+13.05%) Land $65,000 Building $299,600
2022	$7,400.00	$322,500 Land $60,000 Building $262,500	$322,500 Land $60,000 Building $262,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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