6815 Prairie Dr, Spring Grove, IL 60081 Property Records

McHenry County property record for 6815 Prairie Dr, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,578 sqft · built 2004
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Sep 2021)
Tax Bill	$10,771 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-35-101-009`

Property Details

APN / Parcel Number

Primary APN	`04-35-101-009`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,578 sqft Living Area
Gross Area	3,485 sqft
Basement Area	1,820 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Lot Area	51,401 sqft (1.18 acres)
Garage Type	Attached
Garage Area	907 sqft
Deck Area	587 sqft

Location & Zoning

Street Address	6815 PRAIRIE DR
City	SPRING GROVE
State	IL
Zip	60081-8320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0048713 LT 101 SPRING GROVE ESTS PHASE II
Legal Subdivision	SPRING GROVE ESTS PHASE II
Legal Phase	2
Legal Block	101
Legal Lot Number	101
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2028
Census Tract	870105

Owner

6815 Prairie Dr is owned and occupied by two individuals who bought it in September 2021.

Source: McHenry County records, as of June 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6815 PRAIRIE DR, SPRING GROVE, IL 60081-8320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FIDELITY MORTGAGE SERVICES
May 6, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on File
Deed Sale	Sep 3, 2021 · Amount on File
Prior Sale	Aug 14, 2014 · Amount on File
Deed Document Number	202148713
Prior Transfer Date	Aug 7, 1997
Prior Transfer Doc	0097039588
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 3, 2021
Property Address	6815 PRAIRIE DR, SPRING GROVE, IL 60081-8320
Document Number	0000048713
Instrument Date	Aug 24, 2021
Instrument	2021R0048713
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6815 PRAIRIE DR, 6815, SPRING GROVE, IL 60081-8320

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6815 PRAIRIE DR, SPRING GROVE, IL 60081-8320
Investor	Possibly a Property Investor

Mortgage

Document Number	0000048714
Date	Sep 3, 2021
Instrument	2021R0048714

Lender

Name	AMERICAN FIDELITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	6815 PRAIRIE DR, SPRING GROVE, IL 60081-8320
Document Number	0000016997
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6815 PRAIRIE DR SPRING GROVE IL 600818320, SPRING GROVE, IL 60081-8320

Mortgage

Document Number	0000016997
Date	May 14, 2020
Instrument	16997

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,771.00	$148,837 Land $35,462 Building $113,375	$446,511 Land $106,386 Building $340,125
2022	Homeowner's exemption	$127,902 Land $29,190 Building $98,712	$383,706 Land $87,570 Building $296,136

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6815 Prairie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6815 Prairie Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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